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1–6 of 6 collapsed search results for LVR

RBA Glossary definition for LVR

LVR – Loan-to-valuation ratio

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Macroprudential Limits on Mortgage Products: The Australian Experience

26 Jul 2021 RDP 2021-07
Nicholas Garvin, Alex Kearney and Corrine Rosé
LVR loans, and substitution into non-targeted housing credit was concentrated in low LVR loans. ... In line with the other policies implemented, most papers focus on the impact of LTI and LVR limits.
https://www.rba.gov.au/publications/rdp/2021/2021-07/full.html

Read me

26 Jul 2021 RDP 2021-07
Nicholas Garvin, Alex Kearney and Corrine Rosé
LVR_dataset_formatting.R: reads the data_for_macropru_analysis.csv file and reformats it for the LVR regressions in Section 7.1. ... This script produces the lvr_data_for_analysis.csv file to be read by Stata.
https://www.rba.gov.au/publications/rdp/2021/2021-07/read-me.html

Other Mortgage Market Outcomes

1 Jul 2021 RDP 2021-07
Nicholas Garvin, Alex Kearney and Corrine Rosé
Second, it provides additional understanding of how the overall policy packages affected mortgages of different LVRs. ... To distinguish commitments by LVR, we add an LVR dimension ( l ) to the dataset.
https://www.rba.gov.au/publications/rdp/2021/2021-07/other-mortgage-market-outcomes.html

Introduction

1 Jul 2021 RDP 2021-07
Nicholas Garvin, Alex Kearney and Corrine Rosé
LVR loans, and substitution into non-targeted housing credit was concentrated in low LVR loans. ... In line with the other policies implemented, most papers focus on the impact of LTI and LVR limits.
https://www.rba.gov.au/publications/rdp/2021/2021-07/introduction.html

The Credit Growth Limits

1 Jul 2021 RDP 2021-07
Nicholas Garvin, Alex Kearney and Corrine Rosé
The other types included high LVR and high LTI mortgages, IO mortgages, mortgages with very long terms, and mortgages that did not perform well on borrower affordability tests. ... We focus on the effects of the quantitative limits, but also analyse
https://www.rba.gov.au/publications/rdp/2021/2021-07/the-credit-growth-limits.html

Data and Variables

1 Jul 2021 RDP 2021-07
Nicholas Garvin, Alex Kearney and Corrine Rosé
Details of the alignment are as follows. Most banks offer multiple mortgage packages within some categories, such as one ‘basic’ occupier P&I package and another high LVR occupier P&I
https://www.rba.gov.au/publications/rdp/2021/2021-07/data-and-variables.html