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RBA Glossary definition for LVR

LVR – Loan-to-valuation ratio

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Appendix D: Variable Definitions and Summary Statistics

31 Dec 2006 RDP 2006-08
Carl Schwartz, Tim Hampton, Christine Lewis and David Norman
The LVR for each household is based on all houses and loans held by that household. ... 111,600. Median LVR. Ratio. 0.33. 0.58. 0.57. 0.39. By household. Share owning that property.
https://www.rba.gov.au/publications/rdp/2006/2006-08/appendix-d.html

How was Equity Withdrawn and Injected?

31 Dec 2006 RDP 2006-08
Carl Schwartz, Tim Hampton, Christine Lewis and David Norman
It is worth noting that the LVRs on the purchased properties were significantly higher than the overall LVR of households undertaking these transactions (that is, these households often had other, less ... $. 210,000. 233,000. 200,000. Median LVR at
https://www.rba.gov.au/publications/rdp/2006/2006-08/how-was-equity-withdrawn-and-injected.html

Characteristics of Households Withdrawing and Injecting Equity

31 Dec 2006 RDP 2006-08
Carl Schwartz, Tim Hampton, Christine Lewis and David Norman
0.114. Couple. 0.430. In debt. 0.425. 0.390. Investor. 0.147. 0.786. LVR. ... LVR. 0.201. 0.02. 0.17. 0.139. 0.03. 0.30. Ratio. Ahead of schedule.
https://www.rba.gov.au/publications/rdp/2006/2006-08/characteristics-of-households-withdrawing-and-injecting-equity.html

Concepts and Literature Review

31 Dec 2006 RDP 2006-08
Carl Schwartz, Tim Hampton, Christine Lewis and David Norman
ratios (LVRs); viewed that it was a good time to use credit; or were households that tended not to pay off their credit card balances.
https://www.rba.gov.au/publications/rdp/2006/2006-08/concepts-and-literature-review.html

Aggregate Implications of the Survey

31 Dec 2006 RDP 2006-08
Carl Schwartz, Tim Hampton, Christine Lewis and David Norman
This may have contributed to rising housing equity withdrawal up to 2003 because, according to the survey results, investors tend to purchase with relatively higher LVRs.
https://www.rba.gov.au/publications/rdp/2006/2006-08/aggregate-implications-of-the-survey.html