Search: LVR
RBA Glossary definition for LVR
LVR – Loan-to-valuation ratio
Search Results
Read me file for Macroprudential Limits on Mortgage Products: The Australian Experience
22 Jul 2021
RDP
PDF
552KB
RDP 2021-07 supplementary information
https://www.rba.gov.au/publications/rdp/2021/2021-07/rdp-2021-07-read-me.pdf
A Survey of Housing Equity Withdrawal and Injection in Australia
18 Aug 2006
RDP
PDF
421KB
It is worth noting that the LVRs on the purchased properties were significantly higher than the overall LVR of households undertaking these transactions (that is, these households often had other, less ... 6 These LVRs are also higher than previous
https://www.rba.gov.au/publications/rdp/2006/pdf/rdp2006-08.pdf
Contents: Financial Stability Review – April 2022
8 Apr 2022
FSR
Financial Stability Review April 2022. The. Financial Stability Review. provides the Bank's assessment of the current condition of the financial system and potential risks to financial stability. It is issued half-yearly. Download the complete.
https://www.rba.gov.au/publications/fsr/2022/apr/contents.html
Household and Business Finances in Australia
7 Oct 2022
FSR
– October 2022
This risk is more material for FHBs, who tend to enter the housing market with relatively high initial LVRs (Graph 2.11). ... See RBA (2022), Box B: How Risky is High-DTI and High-LVR Lending?,.
https://www.rba.gov.au/publications/fsr/2022/oct/household-business-finances-in-australia.html
Overview
13 Oct 2016
FSR
October 2016
PDF
89KB
https://www.rba.gov.au/publications/fsr/2016/oct/pdf/overview.pdf
Box C: Vulnerable Households and Financial Stress
20 Oct 2018
FSR
– October 2018
But of households with an LVR above 80 per cent, one-fifth had a required DSR greater than 30 per cent (Graph C3). ... The speed of transition to a lower DSR and LVR for these individual households depends partly on interest rates, housing prices and
https://www.rba.gov.au/publications/fsr/2018/oct/box-c.html
MARTIN Gets a Bank Account: Adding a Banking Sector to the RBA’s Macroeconometric Model
12 Jan 2022
RDP
PDF
1774KB
10. valuation ratios (LVRs) and prepayment buffers at their 2017/18 surveyed levels is implicitly captured. ... e.g. lower LVRs would mute the marginal effect of housing price declines on losses).
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-01.pdf
Household and Business Finances in Australia
9 Oct 2020
FSR
– October 2020
effect. The loosening includes returning LVRs and the discounts applied to less reliable income such as rent, bonuses and overtime to their previous levels. ... However, risks to banks appear reasonably low. Banks' lending for off-the-plan apartments
https://www.rba.gov.au/publications/fsr/2020/oct/household-business-finances-in-australia.html
Box B: Interest-only Mortgage Lending
21 Apr 2017
FSR
– April 2017
to tightly manage new IO loans extended at high loan-to-valuation ratios (LVRs).
https://www.rba.gov.au/publications/fsr/2017/apr/box-b.html
Box C: Lenders Mortgage Insurance
10 Sep 2013
FSR
– September 2013
Lenders generally use mortgage insurance for loans originated with a loan-to-valuation ratio (LVR) of 80 per cent or greater, given the higher risk profile of these loans. ... Without the ability to transfer credit risk to LMIs, some lenders may be
https://www.rba.gov.au/publications/fsr/2013/sep/box-c.html