Search: LVR
RBA Glossary definition for LVR
LVR – Loan-to-valuation ratio
Search Results
List of tables
10 Sep 2005
FSR
– September 2005
Per cent. LVR. Loans with Mortgage Insurance. Loans without Mortgage Insurance.
https://www.rba.gov.au/publications/fsr/2005/sep/tables.html
List of tables
10 Mar 2009
FSR
– March 2009
0.9. 1.7. 2.5. n.a. (a) Securitised loans 90+ days past due; includes self-securitisations; only loans reporting approval LVR are included.
https://www.rba.gov.au/publications/fsr/2009/mar/tables.html
Macroprudential Limits on Mortgage Products: The Australian Experience
26 Jul 2021
RDP
2021-07
LVR loans, and substitution into non-targeted housing credit was concentrated in low LVR loans. ... In line with the other policies implemented, most papers focus on the impact of LTI and LVR limits.
https://www.rba.gov.au/publications/rdp/2021/2021-07/full.html
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The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis
22 Jul 2020
RDP
2020-03
Figure 3: Distribution of Indexed LVRs. Balance-weighted share of securitised loans, June 2019. ... 0.89. Equity and housing market factors. Indexed LVR buckets (selected; base = 60–70).
https://www.rba.gov.au/publications/rdp/2020/2020-03/full.html
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Macroprudential Limits on Mortgage Products: The Australian Experience
4 Aug 2021
RDP
PDF
2345KB
high LVRs and LTIs, but quantitative limits were only set for the specific mortgage products. ... one ‘basic’ occupier P&I package and another high LVR occupier P&I package.
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-07.pdf
Mortgage-related Financial Difficulties: Evidence from Australian Micro-level Data
4 Feb 2015
RDP
PDF
728KB
90 LVR< 100 3.47 Other 1.16LVR 100 2.77 Local unemployment rate 1.03. ... LVR at origination that is overestimated (because the valueof the collateral is underestimated).
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-13.pdf
The Global Financial Environment
8 Apr 2021
FSR
– April 2021
These restrictions had limited banks' high-LVR lending: for investors to 5 per cent of new lending at LVRs above 70 per cent and for owner occupiers to 20 per cent ... LVR restrictions will be further tightened from May so that no more than
https://www.rba.gov.au/publications/fsr/2021/apr/global-financial-environment.html
Resilience of Australian Households and Businesses
6 Oct 2023
FSR
– October 2023
Resilience of Australian Households and Businesses | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/household-business-finances-in-australia.html
The Global and Macro-financial Environment
6 Oct 2023
FSR
– October 2023
The Global and Macro-financial Environment | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/global-financial-environment.html
Mortgage-related Financial Difficulties: Evidence from Australian Micro-level Data
25 Nov 2014
RDP
2014-13
The loan-level analysis indicates that the probability of entering arrears increases with the loan-to-valuation ratio (LVR) at origination, and is particularly high for loans with an LVR above
https://www.rba.gov.au/publications/rdp/2014/2014-13.html
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