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RBA Glossary definition for LVR

LVR – Loan-to-valuation ratio

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Financial Stability Risks from Commercial Real Estate

21 Sep 2023 Bulletin – September 2023
Jin Lim, Matthew McCormick, Siddarth Roche and Emma Smith
Current conditions in global commercial real estate (CRE) markets are challenging. Weak leasing demand and higher interest rates are weighing on CRE owners’ loan servicing ability and asset values.
https://www.rba.gov.au/publications/bulletin/2023/sep/financial-stability-risks-from-commercial-real-estate.html

A Model for Stress Testing Household Lending in Australia

19 Dec 2013 Bulletin – December 2013
Tom Bilston and David Rodgers
Stress testing can be a useful tool for authorities to assess the resilience of their banking systems to various shocks, including those that result in more borrowers being unable to repay their debts. This article outlines a model that simulates
https://www.rba.gov.au/publications/bulletin/2013/dec/4.html

Bulletin June Quarter 2022

26 Sep 2022 Bulletin - June 2022 PDF 9310KB
https://www.rba.gov.au/publications/bulletin/2022/jun/pdf/bulletin-2022-06.pdf

Structural Features of Australian Residential Mortgage-backed Securities

18 Jun 2015 Bulletin – June 2015
Ivailo Arsov, In Song Kim and Karl Stacey
This article provides a summary of structural features typically found in Australian residential mortgage-backed securities and their evolution over the past decade. Understanding the structural features of the securities is essential to the
https://www.rba.gov.au/publications/bulletin/2015/jun/6.html

The Property Ladder after the Financial Crisis: The First Step is a Stretch but Those Who Make It Are Doing OK

1 Sep 2017 RDP 2017-05
John Simon and Tahlee Stone
A consequence of higher purchase prices is that FHBs have had to save a much larger deposit despite maintaining a similar median loan-to-valuation ratio (LVR) of around 83 per ... 5 per cent of the purchase price), only required for high LVR loans and
https://www.rba.gov.au/publications/rdp/2017/2017-05/full.html
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The Property Ladder after the Financial Crisis: The First Step is a Stretch but Those Who Make It Are Doing OK

6 Sep 2017 RDP PDF 1368KB
despite maintaining a similar median loan-to-valuation ratio (LVR) of around 83 per cent.
https://www.rba.gov.au/publications/rdp/2017/pdf/rdp2017-05.pdf

Climate Change Risks to Australian Banks

16 Sep 2021 Bulletin – September 2021
Kellie Bellrose, David Norman and Michelle Royters
Climate change affects banks because of the impact it has on the value of assets used as collateral for loans and the incomes borrowers’ use to repay their loans.
https://www.rba.gov.au/publications/bulletin/2021/sep/climate-change-risks-to-australian-banks.html

Bulletin March Quarter 2019

20 Apr 2023 Bulletin - March 2019 PDF 4430KB
https://www.rba.gov.au/publications/bulletin/2019/mar/pdf/bulletin-2019-03.pdf

Are First Home Buyer Loans More Risky?

16 Mar 2022 Bulletin - March 2022 PDF 865KB
https://www.rba.gov.au/publications/bulletin/2022/mar/pdf/are-first-home-buyer-loans-more-risky.pdf

Household Liquidity Buffers and Financial Stress

26 Sep 2022 Bulletin - June 2022 PDF 873KB
https://www.rba.gov.au/publications/bulletin/2022/jun/pdf/household-liquidity-buffers-and-financial-stress.pdf