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RBA Glossary definition for HILDA Survey

HILDA Survey – The Household, Income and Labour Dynamics in Australia (HILDA) Survey is a household-based panel study which began in 2001. It collects information about economic and subjective well-being, labour market dynamics and family dynamics. Interviews are conducted annually with all available adult members of each household in the sample and members are followed over time. The HILDA Survey was initiated and is funded by the Australian Government Department of Social Services, and is managed by the Melbourne Institute of Applied Economic and Social Research (Melbourne Institute).

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Does Mortgage Debt Affect Spending?

10 Jul 2019 RDP 2019-06
Fiona Price, Benjamin Beckers and Gianni La Cava
Sources: Authors' calculations; HILDA Survey Release 17.0. We find that higher mortgage debt reduces household spending across all specifications. ... 6,622. Note: See notes to Table 1. Sources: Authors' calculations; HILDA Survey Release 17.0.
https://www.rba.gov.au/publications/rdp/2019/2019-06/does-mortgage-debt-affect-spending.html

Implications for Aggregate Household Spending

10 Jul 2019 RDP 2019-06
Fiona Price, Benjamin Beckers and Gianni La Cava
7.1 Using Macro Data. Using macro data allows us to gauge the aggregate effect of debt on consumption beyond the HILDA Survey sample period. ... To address some of the distributional concerns of differential changes in debt across households, we use the
https://www.rba.gov.au/publications/rdp/2019/2019-06/implications-for-aggregate-household-spending.html

Why is There a Negative Effect of Debt on Spending?

10 Jul 2019 RDP 2019-06
Fiona Price, Benjamin Beckers and Gianni La Cava
0.75). Note: See notes to Table 1. Sources: Authors' calculations; HILDA Survey Release 17.0. ... So we next consider the role of precautionary saving motives. Unlike most comparable household surveys, the HILDA Survey asks about households' employment
https://www.rba.gov.au/publications/rdp/2019/2019-06/why-is-there-a-negative-effect-of-debt-on-spending.html

Does Debt Amplify the Effect of Financial Shocks on Spending?

10 Jul 2019 RDP 2019-06
Fiona Price, Benjamin Beckers and Gianni La Cava
Notes: 2017/18 dollars; households with and without owner-occupier housing debt. Sources: ABS; Authors' calculations; HILDA Survey Release 17.0. ... 6,599. 6,622. Note: See notes to Table 1. Sources: Authors' calculations; HILDA Survey Release 17.0.
https://www.rba.gov.au/publications/rdp/2019/2019-06/does-debt-amplify-the-effect-of-financial-shocks-on-spending.html