Search: Four Pillars Policy
RBA Glossary definition for Four Pillars Policy
Four Pillars Policy – An Australian Government policy that there should be no fewer than four major banks to maintain appropriate levels of competition in the banking sector.
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Competition and Consumer Regulation | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions
6 Sep 1996
Submissions
These have been the ‘six pillars’ policy, which has prevented mergers between the four largest banks and large life offices, and the ‘four plus one’ interpretation of the provisions of the ... The ‘six pillars’ policy has its origins in the
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/competition-and-consumer-regulation.html
Sources and Management of Systemic Risk | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
There are other, less direct, ways in which the four major banks are important to the Australian financial system and the economy. ... A significant share of their international exposures are in New Zealand; all four major banks have sizeable operations
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/sources-and-management-of-systemic-risk.html
Competition, Efficiency and Innovation in Banking | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
The operation and effects of the ‘four pillars’ policy that ensures the separation of each of the four major banks is not addressed here – it has been discussed in Chapter 4 ... Claessens S (2009), ‘Competition in the Financial Sector: Overview
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/competition-efficiency-and-innovation.html
Superannuation | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
retail funds have more than four members and offer superannuation products to the public on a commercial basis. ... accounts). Gross national saving is measured as the sum of saving from these four sectors.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/superannuation.html
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates
14 Aug 2015
Submissions
PDF
905KB
the cardholder’s bank) in each transaction in four-party card schemes (see Box B). ... A typical card transaction (Figure 1) involves four parties – the cardholder, the cardholder’s financial.
https://www.rba.gov.au/publications/submissions/financial-sector/pdf/inquiry-matters-relating-to-credit-card-interest-rates-2015-08.pdf
Executive Summary | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions
6 Sep 1996
Submissions
stability. There is general agreement that there are three main areas of regulation; prudential, consumer protection and competition policy. ... This would mean taking a fresh look at the ‘six pillars’ policy which prevents mergers between any of the
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/executive-summary.html
Submission to the Financial System Inquiry - 6 September 1996 (Published as Occasional Paper No. 14)
25 Jul 2013
Submissions
PDF
604KB
This would mean taking a fresh look at the “six pillars”policy which prevents mergers between any of the four largest banks and the twolargest life offices. ... Thus, these products are different in kind as well asdegree of risk to deposits or
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/pdf/financial-system-inquiry-1996.pdf
Key Financial Developments Since the Wallis Inquiry | Submission to the Financial System Inquiry – March 2014 | Financial Sector |…
1 Mar 2014
Submissions
The strong growth in housing prices abated in late 2003, owing in part to policy initiatives (Kearns and Lowe 2011). ... This ensures that the structure of interest rates faced by households and businesses reflects the desired stance of monetary policy.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/financial-developments-since-wallis-inquiry.html
Does Monetary Policy Affect Non-mining Business Investment in Australia? Evidence from BLADE
7 Jan 2024
RDP
PDF
1715KB
Does Monetary Policy Affect Non-mining Business Investment in Australia? Evidence from BLADE. ... A. reduction of the policy interest rate stimulates investment by: increasing aggregate demand;.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-09.pdf
Do Monetary Policy and Economic Conditions Impact Innovation? Evidence from Australian Administrative Data
13 Feb 2024
RDP
PDF
1260KB
Do Monetary Policy and Economic Conditions Impact Innovation? Evidence from. Australian Administrative Data. ... shock measures. We consider four measures:. • The change in the policy rate (cash rate) itself. •
https://www.rba.gov.au/publications/rdp/2024/pdf/rdp2024-01.pdf