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RBA Glossary definition for EFTPOS

EFTPOS – electronic funds transfer at point of sale. The eftpos system is a domestic debit card system managed by eftpos Payments Australia Limited.

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Where’s the Money‽ An Investigation into the Whereabouts and Uses of Australian Banknotes

11 Dec 2018 RDP PDF 1641KB
Where’s the Money‽ An Investigation into the Whereabouts. and Uses of Australian Banknotes. Richard Finlay, Andrew Staib and Max Wakefield. Research Discussion Paper. R DP 2018-12. Figures in this publication were generated using Mathematica.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-12.pdf

Details of the Survey

31 Dec 2014 RDP 2014-05
Crystal Ossolinski, Tai Lam and David Emery
For card payments, respondents recorded the type of card used: debit, which includes payments through the eftpos network. ... eftpos is the domestic debit network in Australia managed by eftpos Payments Australia Limited (ePAL) and owned by 12 financial
https://www.rba.gov.au/publications/rdp/2014/2014-05/det-survey.html
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Read me file for Where's the Money‽ An Investigation into the Whereabouts and Uses of Australian Banknotes

6 Dec 2018 RDP PDF 420KB
RDP 2018-12 supplementary information
https://www.rba.gov.au/publications/rdp/2018/2018-12/rdp-2018-12-read-me.pdf

Payment Cards

8 Aug 2017 RDP 2017-04
Mary-Alice Doyle, Chay Fisher, Ed Tellez and Anirudh Yadav
eftpos. 1.1. MasterCard/Visa debit. 3.2. MasterCard/Visa credit. 4.9. American Express/Diners Club. ... As noted, eftpos payments tend to be less expensive for merchants to accept, but at the time of the survey eftpos cards could not be used for online
https://www.rba.gov.au/publications/rdp/2017/2017-04/payment-cards.html
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The Australian Payments Landscape

1 Jul 2009 RDP 2009-04
John Simon, Kylie Smith and Tim West
For many Australian consumers, the effective price of using a credit card to make payments was less than that of using EFTPOS. ... Not surprisingly, this structure of fees provided little incentive for issuers to promote or price the domestic EFTPOS
https://www.rba.gov.au/publications/rdp/2009/2009-04/australian-payments-landscape.html
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Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees - 21 March 2003

7 May 2008 Submissions PDF 26KB
Reform of Debit Card (EFTPOS) Interchange Fees
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/pdf/eftpos-interchange-fees.pdf

The Changing Way We Pay: Trends in Consumer Payments

4 Feb 2015 RDP PDF 1225KB
4 eftpos is the domestic debit network in Australia managed by eftpos Payments Australia Limited (ePAL) and owned by 12 financial institutions and 2 retailers. ... Note: (a) Lighter shade indicates payments made using the eftpos network, which did not
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-05.pdf

Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey

9 Sep 2020 RDP PDF 1619KB
Consumer Payment Behaviour in Australia: Evidence from the. 2019 Consumer Payments Survey. James Caddy, Luc Delaney and Chay Fisher. Research Discussion Paper. R DP 2020 - 06. Figures in this publication were generated using Mathematica. ISSN
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-06.pdf

Application for Authorisation in Relation to EFTPOS Interchange Fees - 21 March 2003

6 May 2008 Submissions PDF 27KB
Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/pdf/eftpos-interchange-fees-application.pdf

Modelling Currency Demand in Australia

31 Dec 2013 RDP 2013-01
Tom Cusbert and Thomas Rohling
β. 3. ). 0.16. 0.12. 0.12. EFTPOS. t 1. (β. 4. ). ... In regressions with twenty dollar banknotes, all explanatory variables except EFTPOS terminals are insignificant.
https://www.rba.gov.au/publications/rdp/2013/2013-01/modelling-currency-demand-australia.html
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