Search: EFTPOS
RBA Glossary definition for EFTPOS
EFTPOS – electronic funds transfer at point of sale. The eftpos system is a domestic debit card system managed by eftpos Payments Australia Limited.
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The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey
21 Nov 2023
RDP
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2354KB
The Evolution of Consumer Payments in Australia: Results from the. 2022 Consumer Payments Survey. Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson. Research Discussion Paper. R DP 2023- 08. Figures in this publication were
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-08.pdf
The Evolution of Payment Costs in Australia
11 Apr 2019
RDP
PDF
1298KB
On this basis, cash, eftpos and contactless MasterCard & Visa debit transactions have broadly similar resource costs for transactions of under about $20. ... The move from signature authentication to PINs for American Express, Diners Club, MasterCard and
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-14.pdf
Read me file for Where's the Money‽ An Investigation into the Whereabouts and Uses of Australian Banknotes
6 Dec 2018
RDP
PDF
420KB
RDP 2018-12 supplementary information
https://www.rba.gov.au/publications/rdp/2018/2018-12/rdp-2018-12-read-me.pdf
The Social Costs of Currency Counterfeiting
1 May 2015
RDP
PDF
881KB
In particular, using the value of eftpos and credit transactions instead of bank deposits and credit card debt yields qualitatively similar results.14. ... credit card transactions of 1.8 per cent over ten years, and 0.5 per cent in total eftpos
https://www.rba.gov.au/publications/rdp/2015/pdf/rdp2015-05.pdf
Currency Demand during the Global Financial Crisis: Evidence from Australia
2 Feb 2015
RDP
PDF
633KB
as cash taken out as part of EFTPOS transactions (electronic funds transfer at point of sale). ... They suggest two reasons for this relationship. First, small businesses are less likely to have EFTPOS terminals.
https://www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-01.pdf
How Australians Pay: Evidence from the 2016 Consumer Payments Survey
24 Jul 2017
RDP
PDF
1438KB
lower share of eftpos payments – which attract relatively low merchant service fees – than. ... eftpos 1.1. MasterCard/Visa debit 3.2. MasterCard/Visa credit 4.9. American Express/Diners Club 4.1.
https://www.rba.gov.au/publications/rdp/2017/pdf/rdp2017-04.pdf
Price Incentives and Consumer Payment Behaviour
17 Aug 2009
RDP
PDF
262KB
Not surprisingly, this structure of fees provided little incentive for issuers to promote or price the domestic EFTPOS system attractively to cardholders. ... EFTPOS. Merchant’s bank. $. Cardholder’s bank. Scheme debitcard. Credit cardPre-reform. Post
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-04.pdf
Where’s the Money‽ An Investigation into the Whereabouts and Uses of Australian Banknotes
11 Dec 2018
RDP
PDF
1641KB
Where’s the Money‽ An Investigation into the Whereabouts. and Uses of Australian Banknotes. Richard Finlay, Andrew Staib and Max Wakefield. Research Discussion Paper. R DP 2018-12. Figures in this publication were generated using Mathematica.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-12.pdf
The Changing Way We Pay: Trends in Consumer Payments
4 Feb 2015
RDP
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1225KB
4 eftpos is the domestic debit network in Australia managed by eftpos Payments Australia Limited (ePAL) and owned by 12 financial institutions and 2 retailers. ... Note: (a) Lighter shade indicates payments made using the eftpos network, which did not
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-05.pdf
Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey
9 Sep 2020
RDP
PDF
1619KB
Consumer Payment Behaviour in Australia: Evidence from the. 2019 Consumer Payments Survey. James Caddy, Luc Delaney and Chay Fisher. Research Discussion Paper. R DP 2020 - 06. Figures in this publication were generated using Mathematica. ISSN
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-06.pdf