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RBA Glossary definition for EFTPOS

EFTPOS – electronic funds transfer at point of sale. The eftpos system is a domestic debit card system managed by eftpos Payments Australia Limited.

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Payment Cards

8 Aug 2017 RDP 2017-04
Mary-Alice Doyle, Chay Fisher, Ed Tellez and Anirudh Yadav
eftpos. 1.1. MasterCard/Visa debit. 3.2. MasterCard/Visa credit. 4.9. American Express/Diners Club. ... As noted, eftpos payments tend to be less expensive for merchants to accept, but at the time of the survey eftpos cards could not be used for online
https://www.rba.gov.au/publications/rdp/2017/2017-04/payment-cards.html
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Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey

9 Sep 2020 RDP PDF 1619KB
Consumer Payment Behaviour in Australia: Evidence from the. 2019 Consumer Payments Survey. James Caddy, Luc Delaney and Chay Fisher. Research Discussion Paper. R DP 2020 - 06. Figures in this publication were generated using Mathematica. ISSN
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-06.pdf

Access Framework | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations

8 Jun 2012 Consultations
The Access Code is administered by APCA on behalf of EFTPOS Access Australia Limited. ... The Access Code currently relates to the ‘EFTPOS system designated by the RBA’.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/access-framework.html

The Changing Way We Pay: Trends in Consumer Payments

4 Feb 2015 RDP PDF 1225KB
4 eftpos is the domestic debit network in Australia managed by eftpos Payments Australia Limited (ePAL) and owned by 12 financial institutions and 2 retailers. ... Note: (a) Lighter shade indicates payments made using the eftpos network, which did not
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-05.pdf

The Australian Payments Landscape

1 Jul 2009 RDP 2009-04
John Simon, Kylie Smith and Tim West
For many Australian consumers, the effective price of using a credit card to make payments was less than that of using EFTPOS. ... Not surprisingly, this structure of fees provided little incentive for issuers to promote or price the domestic EFTPOS
https://www.rba.gov.au/publications/rdp/2009/2009-04/australian-payments-landscape.html
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Interchange Fees Standard | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 |…

8 Jun 2012 Consultations
EFTPOS. MasterCard. Visa. Electronic POS/ consumer electronic. $0.05. $0.06. $0.08. Consumer chip. –. ... cap. This option recognises that EFTPOS multilateral fees are currently well within the regulated cap.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/interchange-fees-std.html

Conclusion and Next Steps | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 |…

8 Jun 2012 Consultations
Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform – June 2012 7. ... to impose a new standard and access regime, to apply to the newly designated EFTPOS system.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/conclusion-next-steps.html

Modelling Currency Demand in Australia

31 Dec 2013 RDP 2013-01
Tom Cusbert and Thomas Rohling
β. 3. ). 0.16. 0.12. 0.12. EFTPOS. t 1. (β. 4. ). ... In regressions with twenty dollar banknotes, all explanatory variables except EFTPOS terminals are insignificant.
https://www.rba.gov.au/publications/rdp/2013/2013-01/modelling-currency-demand-australia.html
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Transitional Arrangements | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 |…

8 Jun 2012 Consultations
Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform – June 2012 6. ... Download the complete document 519. KB. The access and interchange fee arrangements embodied in the current regulatory framework for the
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/transitional-arrangements.html

A Structural Model of Counterfeiting and Methods of Payment

11 Sep 2015 RDP 2015-05
Nathan Viles, Alexandra Rush and Thomas Rohling
per cent over ten years, and 0.5 per cent in total eftpos transactions. ... Credit card. eftpos. Total. Average number of transactions (million). 332.4. 418.8.
https://www.rba.gov.au/publications/rdp/2015/2015-05/structural-model-counterfeiting-methods-payment.html
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