Search: EFTPOS
RBA Glossary definition for EFTPOS
EFTPOS – electronic funds transfer at point of sale. The eftpos system is a domestic debit card system managed by eftpos Payments Australia Limited.
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The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey
21 Nov 2023
RDP
PDF
2354KB
The Evolution of Consumer Payments in Australia: Results from the. 2022 Consumer Payments Survey. Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson. Research Discussion Paper. R DP 2023- 08. Figures in this publication were
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-08.pdf
Background | Review of the Regulatory Framework for the eftpos System: Consultation on Designation March 2012 | Consultations
9 Mar 2012
Consultations
Review of the Regulatory Framework for the eftpos System: Consultation on Designation – March 2012 2. ... 2011 that it would undertake a review of the regulatory framework for the eftpos system.
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/background.html
The Evolution of Payment Costs in Australia
11 Apr 2019
RDP
PDF
1298KB
On this basis, cash, eftpos and contactless MasterCard & Visa debit transactions have broadly similar resource costs for transactions of under about $20. ... The move from signature authentication to PINs for American Express, Diners Club, MasterCard and
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-14.pdf
The Evolution of Payment Costs in Australia
3 Dec 2014
RDP
2014-14
At the point of sale, payments using cash, eftpos and contactless MasterCard & Visa debit cards have broadly similar costs for transactions under about $20; above $20, eftpos is the lowest-cost
https://www.rba.gov.au/publications/rdp/2014/2014-14.html
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Background | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations
8 Jun 2012
Consultations
transactions from the lower-cost EFTPOS system to the higher-cost scheme debit systems. ... However, the multilateral interchange fee schedule does not currently apply to all EFTPOS transactions.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/background.html
Appendix A: Ground-up Calculations
1 Dec 2018
RDP
2018-12
This series can be used to generate an implied share of cash registers with EFTPOS terminals back to the late 1980s. ... Given the introduction of EFTPOS in the 1980s, the results appear broadly reasonable.
https://www.rba.gov.au/publications/rdp/2018/2018-12/appendix-a.html
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How Australians Pay: Evidence from the 2016 Consumer Payments Survey
24 Jul 2017
RDP
PDF
1438KB
lower share of eftpos payments – which attract relatively low merchant service fees – than. ... eftpos 1.1. MasterCard/Visa debit 3.2. MasterCard/Visa credit 4.9. American Express/Diners Club 4.1.
https://www.rba.gov.au/publications/rdp/2017/pdf/rdp2017-04.pdf
The Social Costs of Currency Counterfeiting
1 May 2015
RDP
PDF
881KB
In particular, using the value of eftpos and credit transactions instead of bank deposits and credit card debt yields qualitatively similar results.14. ... credit card transactions of 1.8 per cent over ten years, and 0.5 per cent in total eftpos
https://www.rba.gov.au/publications/rdp/2015/pdf/rdp2015-05.pdf
Appendix A: Survey Methodology
14 Sep 2020
RDP
2020-06
Source of cash:. – ATM. – eftpos cash-out. – Over the counter at a bank branch. –
https://www.rba.gov.au/publications/rdp/2020/2020-06/appendix-a.html
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Currency Demand during the Global Financial Crisis: Evidence from Australia
2 Feb 2015
RDP
PDF
633KB
as cash taken out as part of EFTPOS transactions (electronic funds transfer at point of sale). ... They suggest two reasons for this relationship. First, small businesses are less likely to have EFTPOS terminals.
https://www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-01.pdf