Search: EFTPOS

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RBA Glossary definition for EFTPOS

EFTPOS – electronic funds transfer at point of sale. The eftpos system is a domestic debit card system managed by eftpos Payments Australia Limited.

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The Effect of Least-cost Routing on Merchant Payment Costs

17 Apr 2024 Bulletin - April 2024 PDF 746KB
https://www.rba.gov.au/publications/bulletin/2024/apr/pdf/the-effect-of-least-cost-routing-on-merchant-payment-costs.pdf

Recent Developments in the ATM Industry

7 Dec 2017 Bulletin – December 2017
Stephen Mitchell and Chris Thompson
The ATM industry in Australia is undergoing a number of changes. Use of ATMs has been declining as people use cash less often for their transactions, though the number of ATMs remains at a high level. The total amount spent on ATM fees has fallen,
https://www.rba.gov.au/publications/bulletin/2017/dec/6.html

The Cost of Card Payments for Merchants

14 Sep 2022 Bulletin - September 2022 PDF 903KB
https://www.rba.gov.au/publications/bulletin/2022/sep/pdf/the-cost-of-card-payments-for-merchants.pdf

Bulletin March Quarter 2023

8 Jun 2023 Bulletin - March 2023 PDF 7038KB
https://www.rba.gov.au/publications/bulletin/2023/mar/pdf/bulletin-2023-03.pdf

The ATM System since the 2009 Reforms

17 Mar 2016 Bulletin – March 2016
Darren Flood and Stephen Mitchell
The past seven years have seen two major forces affecting the ATM system. Reforms to pricing arrangements in 2009 have had a number of effects, including establishing an environment that has encouraged a rise in ATM numbers. More recently, the ATM
https://www.rba.gov.au/publications/bulletin/2016/mar/4.html

The Cost of Card Payments for Merchants

19 Mar 2020 Bulletin – March 2020
Kateryna Occhiutto
Data on merchants’ costs of accepting card payments show large differences in payment costs across both merchants and card systems.
https://www.rba.gov.au/publications/bulletin/2020/mar/the-cost-of-card-payments-for-merchants.html

Bulletin March Quarter 2019

20 Apr 2023 Bulletin - March 2019 PDF 4430KB
https://www.rba.gov.au/publications/bulletin/2019/mar/pdf/bulletin-2019-03.pdf

The Cash-use Cycle in Australia

16 Mar 2023 Bulletin – March 2023
Rochelle Guttmann, Tanya Livermore and Zhan Zhang
The use of cash for day-to-day transactions has been declining for many years and this has implications for all aspects of the cash system.
https://www.rba.gov.au/publications/bulletin/2023/mar/the-cash-use-cycle-in-australia.html

Statement To Parliamentary Committee - The Australian Payments System

8 Jun 2006 Bulletin PDF 68KB
Opening Statement by Dr Philip Lowe, Assistant Governor (Financial System), in testimony to the House of Representatives Standing Committee on Economics, Finance and Public Administration, Sydney, 15 May 2006
https://www.rba.gov.au/publications/bulletin/2006/jun/pdf/bu-0606-3.pdf

The ATM Reforms – New Evidence from Survey and Market Data

10 Mar 2011 Bulletin – March 2011
Darren Flood, Jennifer Hancock and Kylie Smith
This was partially offset by a sharp increase in the use of EFTPOS to obtain cash, which is typically free of charge to customers. ... Instead, use of EFTPOS cash-outs in these areas tends to be much higher than in major cities.
https://www.rba.gov.au/publications/bulletin/2011/mar/7.html