Search: EFTPOS
RBA Glossary definition for EFTPOS
EFTPOS – electronic funds transfer at point of sale. The eftpos system is a domestic debit card system managed by eftpos Payments Australia Limited.
Search Results
Price Incentives and Consumer Payment Behaviour
17 Aug 2009
RDP
PDF
262KB
Not surprisingly, this structure of fees provided little incentive for issuers to promote or price the domestic EFTPOS system attractively to cardholders. ... EFTPOS. Merchant’s bank. $. Cardholder’s bank. Scheme debitcard. Credit cardPre-reform. Post
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-04.pdf
Read me file for Where's the Money‽ An Investigation into the Whereabouts and Uses of Australian Banknotes
6 Dec 2018
RDP
PDF
420KB
RDP 2018-12 supplementary information
https://www.rba.gov.au/publications/rdp/2018/2018-12/rdp-2018-12-read-me.pdf
Details of the Survey
31 Dec 2014
RDP
2014-05
For card payments, respondents recorded the type of card used: debit, which includes payments through the eftpos network. ... eftpos is the domestic debit network in Australia managed by eftpos Payments Australia Limited (ePAL) and owned by 12 financial
https://www.rba.gov.au/publications/rdp/2014/2014-05/det-survey.html
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References
1 Oct 1996
RDP
9605
and by Retailers on EFTPOS Transactions, report prepared for the Prices Surveillance Authority, No. ... 67–110. Prices Surveillance Authority (1995), ‘Inquiry into Fees and Charges Imposed on Retail Accounts by Banks and Other Financial Institutions
https://www.rba.gov.au/publications/rdp/1996/9605/references.html
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Bulletin September Quarter 2022
14 Sep 2022
Bulletin
- September 2022
PDF
8931KB
https://www.rba.gov.au/publications/bulletin/2022/sep/pdf/bulletin-2022-09.pdf
The Australian Payments Landscape
1 Jul 2009
RDP
2009-04
For many Australian consumers, the effective price of using a credit card to make payments was less than that of using EFTPOS. ... Not surprisingly, this structure of fees provided little incentive for issuers to promote or price the domestic EFTPOS
https://www.rba.gov.au/publications/rdp/2009/2009-04/australian-payments-landscape.html
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Where’s the Money‽ An Investigation into the Whereabouts and Uses of Australian Banknotes
11 Dec 2018
RDP
PDF
1641KB
Where’s the Money‽ An Investigation into the Whereabouts. and Uses of Australian Banknotes. Richard Finlay, Andrew Staib and Max Wakefield. Research Discussion Paper. R DP 2018-12. Figures in this publication were generated using Mathematica.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-12.pdf
Payment Cards
8 Aug 2017
RDP
2017-04
eftpos. 1.1. MasterCard/Visa debit. 3.2. MasterCard/Visa credit. 4.9. American Express/Diners Club. ... As noted, eftpos payments tend to be less expensive for merchants to accept, but at the time of the survey eftpos cards could not be used for online
https://www.rba.gov.au/publications/rdp/2017/2017-04/payment-cards.html
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Abstract for A Guide to the Card Payments System Reforms
10 Sep 2010
Bulletin
– September 2010
The effect of these changes was to increase the price to cardholders of using a credit card relative to EFTPOS, thereby reducing the incentive to use the more costly payment instrument ... credit card) over the less costly one (EFTPOS) and reducing the
https://www.rba.gov.au/publications/bulletin/2010/sep/bu-0910-7a.html
The Changing Way We Pay: Trends in Consumer Payments
4 Feb 2015
RDP
PDF
1225KB
4 eftpos is the domestic debit network in Australia managed by eftpos Payments Australia Limited (ePAL) and owned by 12 financial institutions and 2 retailers. ... Note: (a) Lighter shade indicates payments made using the eftpos network, which did not
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-05.pdf