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RBA Glossary definition for BPAY

BPAY – BPAY is a payments clearing organisation owned by a group of retail banks. Individuals who hold accounts with a BPAY participating financial institution can pay billing organisations which participate in BPAY, using account transfers initiated by phone or internet. The transfers may be from savings, cheque or credit card accounts.

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Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey

9 Sep 2020 RDP PDF 1619KB
BPAY 2 3 3 2 2. Internet/phone banking(a) na 2 2 1 3. ... Credit and charge cards 23 16 31 28 25. BPAY 10 10 11 8 9.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-06.pdf

Payments System Board Annual Report 2010 - The Board's Announcements and Reserve Bank Reports

25 Oct 2010 PSB Annual Report 2010 PDF 334KB
https://www.rba.gov.au/publications/annual-reports/psb/2010/pdf/board-decisions.pdf

Reserve Bank of Australia Annual Report 2021 - Abbreviations

18 Oct 2021 RBA Annual Report 2021 PDF 35KB
https://www.rba.gov.au/publications/annual-reports/rba/2021/pdf/abbreviations.pdf

Innovation and Governance of Payment Systems

18 Oct 2005 Bulletin PDF 71KB
Address by Assistant Governor (Financial System) to Banktech.05 Conference 16 September 2005 Sydney
https://www.rba.gov.au/publications/bulletin/2005/oct/pdf/bu-1005-6.pdf

Price Incentives and Consumer Payment Behaviour

17 Aug 2009 RDP PDF 262KB
Sources: ABS; APCA; BPAY; RBA. a loyalty program and whether the consumer typically obtains the benefit of the interest-free period. ... 3). Conversely, cheques and BPAY are used relatively more for higher-value consumer payments, together accounting for
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-04.pdf

Payments System Board Annual Report 2014 - Governor’s Foreword

26 Sep 2014 PSB Annual Report 2014 PDF 92KB
https://www.rba.gov.au/publications/annual-reports/psb/2014/pdf/gov-foreword.pdf

Reserve Bank of Australia Annual Report 2020 - Banking and Payment Services

14 Oct 2020 Annual Report PDF 581KB
The Australian Government also makes payments using a number of other methods, including NPP, RTGS, cheque, BPAY and prepaid cards. ... These include direct entry, RTGS, BPAY, cheque, eftpos, cash, NPP and card-based services via the internet and phone.
https://www.rba.gov.au/publications/annual-reports/rba/2020/pdf/banking-and-payment.pdf

Payments System Board Annual Report 2014 - Trends in Retail Payments

1 Oct 2014 PSB Annual Report 2014 PDF 294KB
https://www.rba.gov.au/publications/annual-reports/psb/2014/pdf/trends-in-ret-pay.pdf

Payments System Board Annual Report 2010 - Competition and Co-operation in Retail Payments

25 Oct 2010 PSB Annual Report 2010 PDF 225KB
https://www.rba.gov.au/publications/annual-reports/psb/2010/pdf/comp-coop.pdf

Payments System Board Annual Report 2016 - Governor’s Foreword

12 Oct 2016 PSB Annual Report 2016 PDF 117KB
https://www.rba.gov.au/publications/annual-reports/psb/2016/pdf/governors-foreword.pdf