Search: BPAY
RBA Glossary definition for BPAY
BPAY – BPAY is a payments clearing organisation owned by a group of retail banks. Individuals who hold accounts with a BPAY participating financial institution can pay billing organisations which participate in BPAY, using account transfers initiated by phone or internet. The transfers may be from savings, cheque or credit card accounts.
Search Results
The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey
21 Nov 2023
RDP
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2354KB
made using cards. Other means of online payment such as BPAY and internet banking applications. ... BPAY 2 3 3 2 2 2. Internet/phone banking(a) na 2 2 1 3 3.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-08.pdf
The Changing Way We Pay: Trends in Consumer Payments
4 Feb 2015
RDP
PDF
1225KB
20. 40. 60. 80. Payment value ($). %%. Cash Debit card Credit card BPAY/net banking Other. ... Shares for each group do not add to 100 as the shares of BPAY, phone or internet banking, personal.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-05.pdf
The Evolution of Payment Costs in Australia
11 Apr 2019
RDP
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1298KB
In particular, this study considers the costs associated with cash, debit and credit cards, cheques, direct debit and BPAY. ... Of the remote payment options, direct debit is considerably less resource intensive than BPAY, debit and credit cards.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-14.pdf
How Australians Pay: Evidence from the 2016 Consumer Payments Survey
24 Jul 2017
RDP
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1438KB
BPAY 2 3 3 2. Internet/phone banking(a) na 2 2 1. ... BPAY 10 10 11 8. Internet/phone banking(a) na 12 10 10.
https://www.rba.gov.au/publications/rdp/2017/pdf/rdp2017-04.pdf
Non-technical summary for 'Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey'
9 Sep 2020
RDP
PDF
612KB
RDP 2020-06 non-technical summary
https://www.rba.gov.au/publications/rdp/2020/2020-06/rdp-2020-06-non-technical-summary.pdf
Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey
9 Sep 2020
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1619KB
BPAY 2 3 3 2 2. Internet/phone banking(a) na 2 2 1 3. ... Credit and charge cards 23 16 31 28 25. BPAY 10 10 11 8 9.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-06.pdf
Price Incentives and Consumer Payment Behaviour
17 Aug 2009
RDP
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262KB
Sources: ABS; APCA; BPAY; RBA. a loyalty program and whether the consumer typically obtains the benefit of the interest-free period. ... 3). Conversely, cheques and BPAY are used relatively more for higher-value consumer payments, together accounting for
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-04.pdf
Submission to the Australian Payments Clearing Association - The Role of Cheques in an Evolving Payments System
3 Aug 2011
Submissions
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265KB
100. Non-cash Payments per CapitaFinancial year. No No. 201120082005. BPAY. Credit cards. ... Sources: ABS; APCA; BPAY; RBA. Cheques. 200219991996. Reserve Bank of Australia July 2011.
https://www.rba.gov.au/publications/submissions/payments-system/role-of-cheques-in-evolving-payments-system/pdf/role-of-cheques-in-evolving-payments.pdf
Submission to Payments System Review
3 Feb 2021
Submissions
PDF
1155KB
credit transfersCheques NPP. Includes BPAY. Sources: ABS; AusPayNet; BPAY; Colmar Brunton; Ipsos; RBA; Roy.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/submission-to-payments-system-review-01-2021.pdf
Submission to the Senate Select Committee on Financial Technology and Regulatory Technology
9 Jan 2020
Submissions
PDF
797KB
direct entry system (including BPAY). Another factor driving innovation in the Australian payments market is the entry of technology-focused. ... Includes BPAY. Sources: ABS; AusPayNet; BPAY; Colmar Brunton; Ipsos; RBA; Roy.
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/pdf/financial-and-regulatory-technology.pdf