Search: BNPL
RBA Glossary definition for BNPL
BNPL – Buy now, pay later
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The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey
21 Nov 2023
RDP
PDF
2354KB
for small purchases. By contrast, credit cards and buy now, pay later (BNPL) services were valued. ... consumers felt that it was ‘very important’ or ‘important’ for merchants to accept BNPL for large.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-08.pdf
The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey
27 Nov 2023
RDP
2023-08
By contrast, credit cards and buy now, pay later (BNPL) services were valued more by consumers for large purchases than small purchases. ... This result is consistent with BNPL payments making up just 0.7 per cent of the number of payments in 2022.
https://www.rba.gov.au/publications/rdp/2023/2023-08/full.html
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Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey
14 Sep 2020
RDP
2020-06
Buy now, pay later (BNPL) services were identified as a distinct ‘payment method’ for the first time in the latest CPS (BNPL is discussed further in Section 8). ... The share was higher for certain merchants, with BNPL accounting for 10 per cent of
https://www.rba.gov.au/publications/rdp/2020/2020-06/full.html
See 3 more results from "RDP 2020-06"
Household and Business Finances
8 Apr 2022
FSR
– April 2022
BNPL services are generally a form of short-term financing that allow consumers to pay for goods and services in instalments. ... around 15 times larger than BNPL transactions in the December quarter of 2021. …
https://www.rba.gov.au/publications/fsr/2022/apr/household-business-finances.html
Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey
9 Sep 2020
RDP
PDF
1619KB
Consumer Payment Behaviour in Australia: Evidence from the. 2019 Consumer Payments Survey. James Caddy, Luc Delaney and Chay Fisher. Research Discussion Paper. R DP 2020 - 06. Figures in this publication were generated using Mathematica. ISSN
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-06.pdf
Submission to Payments System Review – January 2021 | Responses and Options Paper
8 May 2024
Submissions
The recent emergence of new ways to smooth spending and fund consumer purchases (such as BNPL services) may have also played a role. ... remainder to the BNPL provider in a series of low- or zero-interest instalments.
https://www.rba.gov.au/publications/submissions/payments-system/submission-to-payments-system-review-01-2021/index.html
Non-technical summary for 'The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey'
20 Nov 2023
RDP
PDF
283KB
RDP 2023-08 non-technical summary
https://www.rba.gov.au/publications/rdp/2023/2023-08/rdp-2023-08-non-technical-summary.pdf
Reforms to the Payment Systems (Regulation) Act 1998
1 Dec 2023
Submissions
PDF
446KB
Submission to Consultation on Exposure Draft Legislation
https://www.rba.gov.au/publications/submissions/payments-system/pdf/reforms-to-the-payment-systems-regulation-nov-2023.pdf
Household and Business Finances
21 Nov 2022
FSR
- April 2022
PDF
1082KB
https://www.rba.gov.au/publications/fsr/2022/apr/pdf/02-household-business-finances.pdf
Regulatory Developments
10 Feb 2020
FSR
April 2019
PDF
707KB
https://www.rba.gov.au/publications/fsr/2019/apr/pdf/04-regulatory-developments.pdf