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RBA Glossary definition for BNPL

BNPL – Buy now, pay later

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The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey

21 Nov 2023 RDP PDF 2354KB
for small purchases. By contrast, credit cards and buy now, pay later (BNPL) services were valued. ... consumers felt that it was ‘very important’ or ‘important’ for merchants to accept BNPL for large.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-08.pdf

Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey

9 Sep 2020 RDP PDF 1619KB
Consumer Payment Behaviour in Australia: Evidence from the. 2019 Consumer Payments Survey. James Caddy, Luc Delaney and Chay Fisher. Research Discussion Paper. R DP 2020 - 06. Figures in this publication were generated using Mathematica. ISSN
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-06.pdf

Non-technical summary for 'The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey'

20 Nov 2023 RDP PDF 283KB
RDP 2023-08 non-technical summary
https://www.rba.gov.au/publications/rdp/2023/2023-08/rdp-2023-08-non-technical-summary.pdf

Read me file for The Role of Collateral in Borrowing

17 Jan 2021 RDP PDF 467KB
RDP 2021-01 supplementary information
https://www.rba.gov.au/publications/rdp/2021/2021-01/rdp-2021-01-read-me.pdf

Reforms to the Payment Systems (Regulation) Act 1998

1 Dec 2023 Submissions PDF 446KB
Submission to Consultation on Exposure Draft Legislation
https://www.rba.gov.au/publications/submissions/payments-system/pdf/reforms-to-the-payment-systems-regulation-nov-2023.pdf

Submission to Payments System Review

3 Feb 2021 Submissions PDF 1155KB
providers and operators of BNPL systems) to be regulated where doing so would promote. ... rules that prevent merchants from recovering the cost of acceptance from BNPL users.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/submission-to-payments-system-review-01-2021.pdf

Submission to the Senate Select Committee on Financial Technology and Regulatory Technology

9 Jan 2020 Submissions PDF 797KB
 ‘Buy now, pay later’ (BNPL) services, which enable customers to purchase goods or services but. ... defer payment via low- or zero-interest instalments to the BNPL provider, typically over 1–2.
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/pdf/financial-and-regulatory-technology.pdf