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RBA Glossary definition for ATM

ATM – Automated Teller Machine

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Evidence on Policy Reforms

31 Dec 2014 RDP 2014-05
Crystal Ossolinski, Tai Lam and David Emery
8.2 Direct Charges at ATMs. Reforms to the ATM system were implemented in March 2009 in order to increase transparency and allow ATM owners to better recover costs. ... by their own institution, part of which was paid to the ATM owner.
https://www.rba.gov.au/publications/rdp/2014/2014-05/evi-pol-ref.html

The Changing Way We Pay: Trends in Consumer Payments

4 Jun 2014 RDP 2014-05
Crystal Ossolinski, Tai Lam and David Emery
It also provides an update on the payment of surcharges on card payments, including information about the value of card surcharges that were paid by consumers, and the payment of ATM
https://www.rba.gov.au/publications/rdp/2014/2014-05.html

Cash

31 Dec 2014 RDP 2014-05
Crystal Ossolinski, Tai Lam and David Emery
217. 125. Via ATM. 182. 197. 138. Via cash-out at the point of sale. ... As such that it appears the consumer survey may overestimate the decline in the average value of ATM withdrawals.
https://www.rba.gov.au/publications/rdp/2014/2014-05/cash.html

Conclusion

22 Sep 2014 RDP 2014-05
Crystal Ossolinski, Tai Lam and David Emery
In the 2009 ATM reforms, the requirement to notify a user of a foreign ATM fee at the time of the withdrawal was intended to increase the transparency of costs. ... Over time, this reform has encouraged people to use ATMs provided free of charge by their
https://www.rba.gov.au/publications/rdp/2014/2014-05/conclusion.html

Appendix A: Further Details of the Survey

22 Sep 2014 RDP 2014-05
Crystal Ossolinski, Tai Lam and David Emery
ATM operator fee paid (yes/no). Source of cash:. 1 – ATM.
https://www.rba.gov.au/publications/rdp/2014/2014-05/appendix-a.html

Appendix B: Comparison with Other Data Sources

31 Dec 2014 RDP 2014-05
Crystal Ossolinski, Tai Lam and David Emery
The value of cash withdrawals is equal to withdrawals from ATMs, cash advances and eftpos cash-out as published in the RPS.
https://www.rba.gov.au/publications/rdp/2014/2014-05/appendix-b.html

Cards

31 Dec 2014 RDP 2014-05
Crystal Ossolinski, Tai Lam and David Emery
See Australian Payments Clearing Association transaction statistics at http://www.apca.com.au/payment-statistics/transaction-statistics/atm-and-eftpos.
https://www.rba.gov.au/publications/rdp/2014/2014-05/cards.html

Introduction

22 Sep 2014 RDP 2014-05
Crystal Ossolinski, Tai Lam and David Emery
We also provide updated information about the frequency of the payment of ATM fees.
https://www.rba.gov.au/publications/rdp/2014/2014-05/introduction.html

Details of the Survey

31 Dec 2014 RDP 2014-05
Crystal Ossolinski, Tai Lam and David Emery
The participant recorded the amount, the source of the cash (ATM, cash-out at the point of sale, over the counter at a branch, or other) and the level of cash
https://www.rba.gov.au/publications/rdp/2014/2014-05/det-survey.html

Changing Payment Behaviour

22 Sep 2014 RDP 2014-05
Crystal Ossolinski, Tai Lam and David Emery
A comparison with the RPS and other data also suggests that the survey may understate growth in the use of BPAY and in ATM withdrawals.
https://www.rba.gov.au/publications/rdp/2014/2014-05/cha-pay-behaviour.html