Search: ATM
RBA Glossary definition for ATM
ATM – Automated Teller Machine
Search Results
ATM Fees, Pricing and Consumer Behaviour: An Analysis of ATM Network Reform in Australia
9 Aug 2012
RDP
2012-03
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/2012/2012-03.html
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Cash
8 Aug 2017
RDP
2017-04
0.2. Median value of top-ups ($). 100. 100. 60. 100. Via ATM. ... For instance, it indicates that ATM fees were most commonly paid by lower-income respondents and those living outside of capital cities (potentially due to greater difficulty accessing
https://www.rba.gov.au/publications/rdp/2017/2017-04/cash.html
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Appendix A: Survey Methodology
27 Nov 2023
RDP
2023-08
Source of cash:. – ATM. – Cash-out. – Over the counter at a bank branch. – ... Yes – I have an ATM/debit card that can process payments through more than one network.
https://www.rba.gov.au/publications/rdp/2023/2023-08/appendix-a.html
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Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey
14 Sep 2020
RDP
2020-06
Via ATM. 100. 100. 80. 100. 100. Via cash out at point of sale. ... Alongside declining transactional cash use and falling ATM withdrawals, the provision of cash access points such as ATMs and bank branches has fallen over recent years.
https://www.rba.gov.au/publications/rdp/2020/2020-06/full.html
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Regulatory Developments in Retail Payments
8 Sep 2011
PSB Annual Report
– 2011
The taskforce was asked to consider the impact of the reforms on the transparency and level of ATM fees, consumer behaviour, competition in the ATM market and the deployment of ATMs. ... RBA (2009), An Access Regime for the ATM System, February,
https://www.rba.gov.au/publications/annual-reports/psb/2011/regulatory-dev.html
Banknotes
21 Oct 2021
RBA Annual Report
– 2021
The Bank also monitors how accessible cash is for the community as measured by distance to an ATM or bank branch. ... Banks have rationalised their ATM and bank branch networks and have sold some of their ATMs to third parties.
https://www.rba.gov.au/publications/annual-reports/rba/2021/banknotes.html
Regulation of the Payments System
2 Oct 2009
PSB Annual Report
– 2009
the greater flexibility in pricing allowed to ATM owners would enable deployment of ATMs in locations where they might not otherwise have been viable and provide a more sustainable business model ... 2009. Average withdrawal amounts have also increased,
https://www.rba.gov.au/publications/annual-reports/psb/2009/reg-payments.html
Competition and Efficiency
25 Sep 2003
PSB Annual Report
– 2003
Some of these ATMs are likely to charge a higher fee than banks currently charge on their machines. ... Nevertheless, many ATMs are likely to continue to charge less than the ‘convenience’ ATMs, providing consumers with choice.
https://www.rba.gov.au/publications/annual-reports/psb/2003/competition.html
Other Regulatory Responsibilities
11 Sep 2008
PSB Annual Report
– 2008
With these fees abolished, ATM owners will be free to charge customers who use their ATMs but must disclose the fee, increasing the overall transparency of pricing. ... an institution accessing another institution's ATMs in this way only has one such
https://www.rba.gov.au/publications/annual-reports/psb/2008/reg-response.html
ATM Fees, Pricing and Consumer Behaviour: An Analysis of ATM Network Reform in Australia
28 Jan 2015
RDP
PDF
739KB
Section 6 concludes. 2. The ATM Market in Australia. At the beginning of 2009 there were around 27 000 ATMs in Australia. ... the cost of providing ATM services and distance between ATMs are given by c = 1 and l = 2.
https://www.rba.gov.au/publications/rdp/2012/pdf/rdp2012-03.pdf