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RBA Glossary definition for APRA

APRA – Australian Prudential Regulation Authority. APRA is the prudential regulator of the Australian financial services industry. It oversees banks, credit unions, building societies, general insurance and reinsurance companies, life insurance companies, friendly societies, and most members of the superannuation industry.

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Appendix A: Timeline of Key Public Statements/Publications

31 Dec 2010 RDP 2010-06
Paul Bloxham, Christopher Kent and Michael Robson
1 Oct. APRA – Media Release: APRA Reminds Banks to Observe Conservative Risk Management Practices. ... 1 Nov. APRA – Discussion Paper: Proposed Changes to the Risk-weighting of Residential Mortgage Lending.
https://www.rba.gov.au/publications/rdp/2010/2010-06/appendix-a.html

Conclusions

31 Dec 2010 RDP 2010-06
Paul Bloxham, Christopher Kent and Michael Robson
This raised concerns within the Reserve Bank and APRA regarding the risks associated with such trends. ... This came around the same time as the release of the results of APRA's stress test of housing loan portfolios, the ATO announcement of an increase
https://www.rba.gov.au/publications/rdp/2010/2010-06/conclusions.html

Australian Policy Developments

31 Dec 2010 RDP 2010-06
Paul Bloxham, Christopher Kent and Michael Robson
APRA noted that: ‘… the psychology of home lending has changed from a credit rationing process to a product marketing process’ (Littrell 2003). ... be in the order of 10 basis points, some 10 times lower than suggested by APRA's own stress tests of
https://www.rba.gov.au/publications/rdp/2010/2010-06/australian-policy-developments.html

References

31 Dec 2010 RDP 2010-06
Paul Bloxham, Christopher Kent and Michael Robson
APRA (2003), ‘Proposed Changes to the Risk-Weighting of Residential Mortgage Lending’, Discussion Paper, November. ... Littrell C (2003), ‘Mortgage Lending Practices: The APRA View’, Securities Institute of Australia Seminar ‘Mortgage Lending
https://www.rba.gov.au/publications/rdp/2010/2010-06/references.html

Asset Prices and Credit Cycles in Australia

31 Dec 2010 RDP 2010-06
Paul Bloxham, Christopher Kent and Michael Robson
Eventually, a parliamentary inquiry was held on ‘Home Lending Practices and Processes’ in August 2007, with submissions from a range of institutions including the Reserve Bank, APRA and the lenders' mortgage ... APRA now collects data on types of
https://www.rba.gov.au/publications/rdp/2010/2010-06/asset-prices-credit.html

Introduction

31 Dec 2010 RDP 2010-06
Paul Bloxham, Christopher Kent and Michael Robson
sustained. During this episode, the Australian Prudential Regulation Authority (APRA) publicly raised its concerns with banking institutions regarding housing lending standards and undertook a detailed stress test of their housing loan
https://www.rba.gov.au/publications/rdp/2010/2010-06/introduction.html