Search: overnight loans
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RBA Glossary definition for overnight loans
overnight loans – Loans, which are recallable, repayable or renegotiable the next day, usually by 11.00 am.
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Liquidity and Funding Markets
19 Aug 2013
Conference
–
2013
The Reserve Bank of Australia 2013 conference, ‘Liquidity and Funding Markets’
https://www.rba.gov.au/publications/confs/2013/
New Financial Stability Governance and Central Banks | Conference – 2017
16 Mar 2017
Conferences
Cyclical policies, including adjusting residential mortgage loan-to-valuation ratios (LVRs) or the new Basel countercyclical capital buffer, involve identification of emerging financial vulnerabilities such as high credit and compressed risk
https://www.rba.gov.au/publications/confs/2017/edge-liang.html
Introduction | Conference – 2013
19 Aug 2013
Conferences
In particular, they note four facts: higher excess reserves drive overnight interbank rates towards the bottom of the interest rate corridor, reduce volatility and reduce market volume. ... Also, higher credit risk for an institution raises the overnight
https://www.rba.gov.au/publications/confs/2013/intro-2013.html
Restructuring and Reform: China 2016 | Conference – 2016
18 Mar 2016
Conferences
Instead of debt being offered on the open marketplace, the new debt was allocated to those who held the existing bank loans. ... The principle was ‘whoever cooked it, eats it’. Existing debtholders, overwhelmingly banks, were responsible for taking
https://www.rba.gov.au/publications/confs/2016/naughton.html
Monetary and Macroprudential Policies: The Case for a Separation of Powers | Conference – 2018
12 Apr 2018
Conferences
In 2014, responding to concerns about growth in riskier mortgages, the FPC introduced limits on the share of banks' mortgage lending at high (> 4.5) loan-to-income ratios. ... Recently, the FPC noted that there's since been quite a bit of ‘bunching’
https://www.rba.gov.au/publications/confs/2018/broadbent.html
Discussion | Conference – 2018
12 Apr 2018
Conferences
While negative policy rates were said to reduce net interest income for banks, this was offset by lower loan provisions and the asset purchases program led to a capital gain for
https://www.rba.gov.au/publications/confs/2018/broadbent-disc.html
Property Prices and Bank Risk-taking | Conference – 2012
20 Aug 2012
Conferences
2012). Lending standards generally refer to any of the various non-price lending terms in bank business loans or credit lines (collateral, covenants, loan limits) and to less observable bank activities ... Instead, the analysis of mortgage performance
https://www.rba.gov.au/publications/confs/2012/dellariccia.html
SME Access to Intermediated Credit: What Do We Know and What Don't We Know? | Conference – 2015
19 Mar 2015
Conferences
providing SME loans and how SME finance can be affected by macro shocks. ... First, the purpose of an SME loan typically falls into one of three categories: working capital financing; fixed asset financing; and acquisition financing – loans used for
https://www.rba.gov.au/publications/confs/2015/udell.html
Property Market Cycles as Paths to Financial Distress | Conference – 2012
20 Aug 2012
Conferences
Interest-only loans are common. Because the principal is not run down over the loan term, the share of borrowers with loans worth more than the property (negative equity) is higher ... non-amortising; and the loan portfolio includes a large fraction of
https://www.rba.gov.au/publications/confs/2012/ellis-kulish-wallace.html
Reforming the International Financial Architecture: Limiting Moral Hazard and Containing Real Hazard | Conference – 1999
9 Aug 1999
Conferences
A modest subsidy on disaster relief loans, it might be argued, is a way to compensate (imperfectly) for this deficiency. ... More generally, however, loans with a significant interest subsidy element are likely to generate some moral hazard.
https://www.rba.gov.au/publications/confs/1999/mussa.html