Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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Recent Developments in Margin Lending in Australia
14 Dec 2009
Bulletin
PDF
148KB
Reserve Bank of Australia Bulletin December 2009
https://www.rba.gov.au/publications/bulletin/2009/dec/pdf/bu-1209-2.pdf
Credit Loss Modelling
20 Sep 2022
RDP
2022-03
For other domestic loan types (such as loans to financial institutions), we make some simplifying assumptions in recognition these loans comprise less than 5 per cent of total loans. ... The use of loan loss provisions is mandated in accounting standards,
https://www.rba.gov.au/publications/rdp/2022/2022-03/credit-loss-modelling.html
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Identifying Repo Market Microstructure from Securities Transactions Data
13 Aug 2018
RDP
PDF
2622KB
detail as unsecured markets, because loan-level repo data have not been available. ... common than loan increases by a small margin. Collateral movements, that is, zero-cash transactions.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-09.pdf
Interest Margins and Spreads | Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial…
30 Nov 2010
Submissions
Increased loan impairments have reduced net interest margins through the loss of interest on non-accrual items. ... This effect has been offset somewhat by higher risk margins on lending, particularly on business loans, which have had higher rates of
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/interest-margins.html
The Transmission of Monetary Policy through Banks' Balance Sheets | Conference – 2018
12 Apr 2018
Conferences
This assumption is problematic. We know that banks account for changes in both their cost of funding and the risk of their loan portfolio when pricing their loans. ... L,j. is always paid in full), but that some borrowers will not repay their loans.
https://www.rba.gov.au/publications/confs/2018/brassil-cheshire-muscatello.html
Statement on Monetary Policy
10 Nov 2001
Bulletin
– November 2001
per cent could still be observed in the near term, as profit margins are gradually restored. ... This in turn means that profit margins for importers might be restored without as large a rise in the price to Australian consumers as would otherwise have
https://www.rba.gov.au/publications/bulletin/2001/nov/1.html
Operations in Financial Markets
27 Oct 2022
RBA Annual Report
– October 2022
These margins, which are listed on the Banks website, are considerably higher for securities that are not issued by governments. ... Foreign currency. 1,260. Gold loans and swaps. 510. Net forward foreign currency commitments: Long-term.
https://www.rba.gov.au/publications/annual-reports/rba/2022/operations-in-financial-markets.html
The Australian Financial System in the 2000s: Dodging the Bullet
13 Dec 2011
Conferences
PDF
1104KB
RBA Conference Volume 2011
https://www.rba.gov.au/publications/confs/2011/pdf/davis.pdf
The Changing Role of the Private Sector in China | Conference – 2016
18 Mar 2016
Conferences
lending is undertaken by smaller shareholding banks and city commercial banks that direct a much smaller share of their loans to state-owned firms. ... As a result, an increasingly larger share of corporate loans is going to private firms.
https://www.rba.gov.au/publications/confs/2016/lardy.html
Consumer Credit and Household Finances
10 Jun 1999
Bulletin
– June 1999
Some well-known examples of revolving lines of credit include: personal overdrafts (often secured by residential property, and sometimes referred to as ‘home equity loans’); margin loans (which are secured by ... Bulletin. of April 1999, the margin
https://www.rba.gov.au/publications/bulletin/1999/jun/2.html