Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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Risk and the Transformation of the Australian Financial System
22 Nov 2007
Conferences
PDF
238KB
RBA Conference Volume 2007
https://www.rba.gov.au/publications/confs/2007/pdf/ryan-thompson.pdf
Does Monetary Policy Affect Non-mining Business Investment in Australia? Evidence from BLADE
7 Jan 2024
RDP
PDF
1715KB
invest (extensive margin), and the extent of investment (intensive margin). The effects are. ... is slightly less evidence of significance on the intensive margin (see Figure C6).
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-09.pdf
Semi-Annual Statement on Monetary Policy
31 Jul 2003
SMP
PDF
27KB
banks’ housing loan margins in1996 and early 1997. ... c) Customer risk margins apply to these products. (d) Since March 1997, banks have not applied a customer risk margin to term loans secured by residentialproperty.
https://www.rba.gov.au/publications/smp/1998/may/pdf/box-e.pdf
Box C: Interest Rate Risk in the Australian Financial System
10 Feb 2020
FSR
April 2018
PDF
638KB
https://www.rba.gov.au/publications/fsr/2018/apr/pdf/box-c.pdf
Box B: Recent Developments in Australia's Resource Exports
7 May 2009
SMP
- May 2009
PDF
442KB
https://www.rba.gov.au/publications/smp/2009/may/pdf/box-b.pdf
Reserve Bank of Australia Annual Report 2023
1 May 2024
RBA Annual Report
- 2023
PDF
9575KB
https://www.rba.gov.au/publications/annual-reports/rba/2023/pdf/rba-annual-report-2023.pdf
The Transmission of Monetary Policy through Banks' Balance Sheets
10 Feb 2020
Conferences
PDF
1946KB
RBA Conference Volume 2018
https://www.rba.gov.au/publications/confs/2018/pdf/rba-conference-volume-2018-brassil-cheshire-muscatello.pdf
The Term Funding Facility: Has It Encouraged Business Lending?
8 Dec 2022
RDP
PDF
2133KB
securitisations, which are notes backed by loans already on the banks’ balance sheets. ... the government’s Paycheck Protection Program, with the loans to be used as collateral.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-07.pdf
Credit, Money, Interest and Prices
26 Nov 2018
Research Workshop
PDF
1403KB
1A corridor system is a rate on discount-window loans and interest on reserves. ... Consider the liquidity premium that determines theloans rate: loans have to earn a premium over the interest on reserves because, on the margin,an additional holding of
https://www.rba.gov.au/publications/workshops/research/2018/pdf/rba-workshop-2018-bigio.pdf
Semi-Annual Statement on Monetary Policy
31 Jul 2003
SMP
PDF
30KB
Margins on Loans. As noted, not all interest rates on loanshave fallen in line with the cash rate: somehave fallen by more and some by less. ... The indicator rates on small businessoverdrafts and term loans have fallenbroadly in line with the cash
https://www.rba.gov.au/publications/smp/1997/nov/pdf/box-e.pdf