Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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The Transmission of Monetary Policy through Banks' Balance Sheets
10 Feb 2020
Conferences
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1946KB
RBA Conference Volume 2018
https://www.rba.gov.au/publications/confs/2018/pdf/rba-conference-volume-2018-brassil-cheshire-muscatello.pdf
Liquidity and Funding Markets
6 Jan 2014
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4842KB
RBA Conference Volume 2013
https://www.rba.gov.au/publications/confs/2013/pdf/conf-vol-2013.pdf
Monetary and Fiscal Institutional Arrangements: Have We Got Them Backwards?
29 Dec 2022
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202KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-leeper-presentation.pdf
Banking Concentration, Financial Stability and Public Policy
20 Nov 2007
Conferences
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191KB
RBA Conference Volume 2007
https://www.rba.gov.au/publications/confs/2007/pdf/davis.pdf
Is Monetary Policy Less Effective When Interest Rates Are Persistently Low?
10 Feb 2020
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1690KB
RBA Conference Volume 2017
https://www.rba.gov.au/publications/confs/2017/pdf/rba-conference-volume-2017-borio-hofmann.pdf
How Will Ageing Affect the Structure of Financial Markets? | Conference – 2006
23 Jul 2006
Conferences
age. We also assess a number of financial structure ratios, namely the economy-wide loan to equity ratio, debt (loans plus bonds) to equity ratio and loan to securities (bonds plus ... On the other hand, a larger volume of bank loans to the private
https://www.rba.gov.au/publications/confs/2006/davis.html
Risk and the Transformation of the Australian Financial System | Conference – 2007
20 Aug 2007
Conferences
Margins on investor housing loans fell by even more, with the margin that used to exist between these loans and owner-occupier housing loans eliminated by the mid 1990s. ... The increase in competition in the past decade has seen further reductions in
https://www.rba.gov.au/publications/confs/2007/ryan-thompson.html
Banking Concentration, Financial Stability and Public Policy | Conference – 2007
20 Aug 2007
Conferences
57. 109. Share of four majors. 24.4%. 23.2%. Gross loans and advances. ... This potential response is taken into account by banks in setting their loan rates.
https://www.rba.gov.au/publications/confs/2007/davis.html
Banking in the 21st Century: The Transformation of an Industry | Conference – 1996
9 Jul 1996
Conferences
the supply price of financial intermediation may have risen and the lending margin widened;. ... Another example is the process of securitisation of bank loans: a bank makes a loan, temporarily holds it on the balance sheet, but subsequently securitises
https://www.rba.gov.au/publications/confs/1996/llewellyn.html
The Economics of Shadow Banking
6 Jan 2014
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316KB
RBA Conference Volume 2013
https://www.rba.gov.au/publications/confs/2013/pdf/singh.pdf