Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
Search Results
Competition: Profitability and Margins | Conference – 1991
21 Jun 1991
Conferences
Suffice to say at this juncture that margins on international business were slim relative to the average margin achieved in Australia. ... So a sensible assessment of the impact of deregulation on margins would need access to the proportion of costs
https://www.rba.gov.au/publications/confs/1991/phelps.html
The Australian Economy and Financial Markets
2 May 2024
Chart Pack
PDF
5792KB
The Australian Economy and Financial Markets - May 2024
https://www.rba.gov.au/chart-pack/pdf/chart-pack.pdf
Is Monetary Policy Less Effective When Interest Rates Are Persistently Low? | Conference – 2017
16 Mar 2017
Conferences
Lower rates increase the expected recovery from non-performing loans by reducing the discount factor. ... And fully controlling for the various influences, including weakness in loan demand, is not straightforward.
https://www.rba.gov.au/publications/confs/2017/borio-hofmann.html
2.2 Operations in Financial Markets
19 Oct 2023
RBA Annual Report
– October 2023
Operations in Financial Markets | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/operations-in-financial-markets.html
Notes to and Forming Part of the Financials Statements
27 Oct 2022
RBA Annual Report
– October 2022
Interest is accrued over the term of the loan and is paid at maturity. ... Cash collateral provided. 267. 0. 0.1. Gold loans. 478. 0. 0.1.
https://www.rba.gov.au/publications/annual-reports/rba/2022/financial-statements/notes.html
Data Availability
25 Mar 2024
Chart Pack
Data availability for graphs included in the Bank's monthly ‘Chart Pack’
https://www.rba.gov.au/chart-pack/data-availability.html
Notes to and Forming Part of the Financial Statements
19 Oct 2023
RBA Annual Report
– October 2023
Cash collateral provided. 859. 25. 2.9. Gold loans. 457. 1. 0.1. ... Gold borrowed under gold swaps. 66. 3. 3.9. Loans, advances and other.
https://www.rba.gov.au/publications/annual-reports/rba/2023/financial-statements/notes.html
The Australian Financial System in the 2000s: Dodging the Bullet | Conference – 2011
24 Jul 2000
Conferences
and was seen by many as putting pressure on bank margins and loan interest rates. ... That effect was particularly noticeable in the 1990s when the margin between the standard variable housing loan interest rate and the RBA target cash rate fell from
https://www.rba.gov.au/publications/confs/2011/davis.html
The Evolving Structure of the Australian Financial System | Conference – 1996
9 Jul 1996
Conferences
There was also concern that heavy loan-losses incurred by banks made them reluctant to cut gross margins. ... They also introduced reduced-rate loans like ‘honeymoon’ loans and ‘no-frills’ loans.
https://www.rba.gov.au/publications/confs/1996/edey-gray.html
The Transmission of Monetary Policy through Banks' Balance Sheets | Conference – 2018
12 Apr 2018
Conferences
This assumption is problematic. We know that banks account for changes in both their cost of funding and the risk of their loan portfolio when pricing their loans. ... L,j. is always paid in full), but that some borrowers will not repay their loans.
https://www.rba.gov.au/publications/confs/2018/brassil-cheshire-muscatello.html