Search: lending and credit aggregates
RBA Glossary definition for lending and credit aggregates
lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.
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The Dynamics of Trade Credit and Bank Debt in SME Finance: International Evidence
21 Aug 2015
Conferences
PDF
336KB
RBA Conference Volume 2015
https://www.rba.gov.au/publications/confs/2015/pdf/norden-vankampen.pdf
SME Access to Intermediated Credit: What Do We Know and What Don't We Know?
20 Aug 2015
Conferences
PDF
317KB
RBA Conference Volume 2015
https://www.rba.gov.au/publications/confs/2015/pdf/udell.pdf
Introduction to Small Business Conditions and Finance
20 Aug 2015
Conferences
PDF
53KB
RBA Conference Volume 2015
https://www.rba.gov.au/publications/confs/2015/pdf/intro-2015.pdf
The Economic Trends, Challenges and Behaviour of Small Businesses in Australia
20 Aug 2015
Conferences
PDF
514KB
RBA Conference Volume 2015
https://www.rba.gov.au/publications/confs/2015/pdf/nicholls-orsmond.pdf
Housing Prices and Entrepreneurship: Evidence for the Housing Collateral Channel in Australia | Conference – 2015
19 Mar 2015
Conferences
The role of housing collateral in small business lending as described in the interviews appears to be broadly consistent with survey evidence and aggregate data on the distribution of lending. ... In addition, aggregate lending data clearly highlight the
https://www.rba.gov.au/publications/confs/2015/connolly-lacava-read.html
SME Access to Intermediated Credit: What Do We Know and What Don't We Know? | Conference – 2015
19 Mar 2015
Conferences
Fourth, lending technologies can interact with ‘credit multipliers’. Two credit multipliers have received considerable policy attention recently. ... A country's lending infrastructure includes:. the information environment (e.g. accounting rules and
https://www.rba.gov.au/publications/confs/2015/udell.html
The Dynamics of Trade Credit and Bank Debt in SME Finance: International Evidence | Conference – 2015
19 Mar 2015
Conferences
In the aggregate sample, the number of credit days continuously decrease the further we move forward in time. ... Furthermore, we examine the determinants of credit days by country and for the aggregate sample.
https://www.rba.gov.au/publications/confs/2015/norden-vankampen.html
The Economic Trends, Challenges and Behaviour of Small Businesses in Australia | Conference – 2015
19 Mar 2015
Conferences
However, the vulnerabilities of small business operations outlined above also imply a comparatively higher degree of lending risk. ... For example, liaison over the financial crisis period indicated that smaller businesses were affected by credit
https://www.rba.gov.au/publications/confs/2015/nicholls-orsmond.html
Introduction | Conference – 2015
19 Mar 2015
Conferences
Are other sources of finance, such as trade credit, personal credit cards and mortgages just as useful? ... Thus, they conclude, trade credit has little scope to replace bank debt during credit crunches.
https://www.rba.gov.au/publications/confs/2015/intro-2015.html
External Funding and Long-term Investment
27 Jul 2014
Conferences
PDF
254KB
RBA Conference Volume 2014
https://www.rba.gov.au/publications/confs/2014/pdf/lane.pdf