Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
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Discussion | Conference – 2017
16 Mar 2017
Conferences
As such, lender of last resort responsibilities also provide central banks with an information advantage that is likely to be particularly important for credit-intensive economies. ... Under this interpretation, the additional information advantage of
https://www.rba.gov.au/publications/confs/2017/edge-liang-disc.html
Financial Stability in a Low Interest Rate Environment: An Australian Case Study | Conference – 2017
16 Mar 2017
Conferences
home loans, and to stronger capital and reinsurance arrangements for lenders mortgage insurance (LMI) companies (Coleman et al 2005). ... Also relevant was the tightening in prudential settings affecting the provision of mortgage finance and lenders
https://www.rba.gov.au/publications/confs/2017/ellis-littrell.html
Is Monetary Policy Less Effective When Interest Rates Are Persistently Low? | Conference – 2017
16 Mar 2017
Conferences
These recessions feature impaired borrower and lender balance sheets, resource misallocations and heightened uncertainty, all factors that would tend to weaken the effect of monetary stimulus (Borio 2014a). ... Gambacorta and Mistrulli 2004; Jiménez et
https://www.rba.gov.au/publications/confs/2017/borio-hofmann.html
New Financial Stability Governance and Central Banks | Conference – 2017
16 Mar 2017
Conferences
to greater consideration of macroprudential factors, reflecting CBs' expertise in setting monetary policy and in functioning as the lender of last resort. ... In contrast, LVRs are borrower- rather than lender-based, suggesting political or other factors,
https://www.rba.gov.au/publications/confs/2017/edge-liang.html
Discussion | Conference – 2017
16 Mar 2017
Conferences
Department of Finance Canada (2016), ‘Balancing the Distribution of Risk in Canada's Housing Finance System: A Consultation Document on Lender Risk Sharing for Government-Backed Insured Mortgages’, Consultation document, October.
https://www.rba.gov.au/publications/confs/2017/ellis-littrell-disc.html
Exploring the Link between the Macroeconomic and Financial Cycles | Conference – 2017
16 Mar 2017
Conferences
In this model it is assumed that there is asymmetry of information between borrowers and lenders and therefore some deadweight loss will occur; that is, the agreed financial contract is ... This shock is often brought on by bad news that increases
https://www.rba.gov.au/publications/confs/2017/cagliarini-price.html
Housing Prices and Entrepreneurship: Evidence for the Housing Collateral Channel in Australia | Conference – 2015
19 Mar 2015
Conferences
First, we explore the issue from the ‘lender's perspective’ by drawing on liaison with lenders (carried out by the Reserve Bank of Australia), and examine the role of housing collateral ... Some lenders downplayed the importance of collateral,
https://www.rba.gov.au/publications/confs/2015/connolly-lacava-read.html
Introduction | Conference – 2015
19 Mar 2015
Conferences
They do this from three perspectives: the lender, the borrower and a combined perspective. ... The lender's perspective is based on interviews with lending institutions conducted as part of the RBA's business liaison program.
https://www.rba.gov.au/publications/confs/2015/intro-2015.html
SME Access to Intermediated Credit: What Do We Know and What Don't We Know? | Conference – 2015
19 Mar 2015
Conferences
Factoring. In factoring, the lender – known as the ‘factor’ – purchases accounts receivable from the borrower. ... Information from a consumer credit bureau appears to also be provided to potential lenders.
https://www.rba.gov.au/publications/confs/2015/udell.html
Discussion | Conference – 2015
19 Mar 2015
Conferences
In examining lending channels, the author acknowledges that not all lending technologies are offered by all lenders.
https://www.rba.gov.au/publications/confs/2015/udell-disc.html