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RBA Glossary definition for interchange fee

interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.

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The Australian Financial System in the 1990s | Conference – 2000

21 Jun 1990 Conferences
Marianne Gizycki and Philip Lowe
Second, fees such as interchange fees are set by each credit card scheme, thus limiting the scope for individual banks within the scheme to adjust fees unilaterally. ... Scheme-wide rules notwithstanding, there is little incentive for a bank to
https://www.rba.gov.au/publications/confs/2000/gizycki-lowe.html

Domestic Regulatory Developments

8 Oct 2021 FSR – October 2021
card interchange fees; transparency of card network ‘scheme fees’; and surcharging of ‘buy now, pay later’ systems.
https://www.rba.gov.au/publications/fsr/2021/oct/regulatory-developments.html

Developments in the Financial System Architecture

20 Oct 2016 FSR – October 2016
In addition, the Reserve Bank released the conclusions of its Review of Card Payments Regulation, with reforms announced that relate to surcharging, interchange fees and competition. ... The key decisions taken by the PSB related to surcharging,
https://www.rba.gov.au/publications/fsr/2016/oct/dev-fin-sys-arch.html

The Australian Financial System in the 2000s: Dodging the Bullet | Conference – 2011

24 Jul 2000 Conferences
Kevin Davis
The structure of interchange fees and customer pricing had meant that consumers were typically using credit rather than debit cards (eftpos) for transactions, even though the costs associated with the latter ... By reducing and aligning interchange fees
https://www.rba.gov.au/publications/confs/2011/davis.html

A Banker's Perspective on the Future of the Financial System | Conference – 1996

9 Jul 1996 Conferences
William Ferguson
We are also seeing rapid developments in electronic data interchange, image processing, laptop sales support systems, computer trading, computer-driven risk management and a whole array of new automated product-processing ... For some, this may seem a
https://www.rba.gov.au/publications/confs/1996/ferguson-w.html

Developments in the Financial System Architecture

20 Oct 2015 FSR – October 2015
interchange fee arrangements, the regulatory treatment of ‘companion’ card issuance and surcharging.
https://www.rba.gov.au/publications/fsr/2015/oct/dev-fin-sys-arch.html

Developments in the Financial System Architecture

10 Mar 2015 FSR – March 2015
On retail payment systems, the Report addresses issues related to card interchange fees and surcharging – many of which the Bank raised in its submissions to the Inquiry.
https://www.rba.gov.au/publications/fsr/2015/mar/dev-fin-sys-arch.html

On the Economics of Committed Liquidity Facilities | Conference – 2013

19 Aug 2013 Conferences
Morten L Bech and Todd Keister
Pricing. Policy corridor. 25 bps. 100 bps. Up-front fee. fixed (15 bps). ... of CLF rights and is willing to accept whatever fee emerges from the auction.
https://www.rba.gov.au/publications/confs/2013/bech-keister.html

Bank Deregulation in Australia: Choice and Diversity, Gainers and Losers | Conference – 1991

21 Jun 1991 Conferences
Ian Harper
safety-deposit boxes; their appetites have been curtailed by the imposition of fees and charges. ... to relate their fees and charges more closely to the true costs of production.
https://www.rba.gov.au/publications/confs/1991/harper.html

Resilience of Australian Households and Businesses

6 Oct 2023 FSR – October 2023
Resilience of Australian Households and Businesses | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/household-business-finances-in-australia.html