Search: credit risk/exposure
RBA Glossary definition for credit risk/exposure
credit risk/exposure – The risk that a counterparty will not settle an obligation for full value, either when due or thereafter. In 'exchange-for-value' systems, the risk is generally defined to include replacement risk (the risk of having to replace a contract at a potentially unfavourable price) and principal risk.
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Property Prices and Bank Risk-taking | Conference – 2012
20 Aug 2012
Conferences
This paper reviews theoretical stories and empirical evidence on the link between real estate price cycles and bank behaviour in terms of credit provision and risk-taking. ... the real estate cycle to contain excessive credit expansion and risk-taking;
https://www.rba.gov.au/publications/confs/2012/dellariccia.html
Developments in the Business of Banking | Conference – 1996
9 Jul 1996
Conferences
They are: credit, savings, payments and risk management. These four elements used to be closely interrelated, both in an operational sense and in a financial sense. ... Nor do they bear the risk of any credit deterioration over the period of investment.
https://www.rba.gov.au/publications/confs/1996/joss.html
Prudential Supervision | Conference – 1991
21 Jun 1991
Conferences
There has been a good deal of attention to protecting against credit risk. ... It has been reflected in the minimum capital requirements, which are based on credit risk; the “large exposure” standards which aim to limit risk from excessive exposure
https://www.rba.gov.au/publications/confs/1991/thompson.html
Regulatory Competition and the “Generic” Financial-Services Firm | Conference – 1991
21 Jun 1991
Conferences
In its glory days financial deregulation was given too much credit; today it is receiving too much blame. ... Because of regulatory lags, underpriced opportunities for shifting risk onto governmental guarantors are especially great for innovative
https://www.rba.gov.au/publications/confs/1991/kane.html
The Evolving Structure of the Australian Financial System | Conference – 1996
9 Jul 1996
Conferences
Asset price inflation and an expanding demand for credit played a role in both episodes, with these institutions being active lenders at the more speculative end of the risk spectrum. ... In this way, they perform the lending and credit assessment
https://www.rba.gov.au/publications/confs/1996/edey-gray.html
The Australian Financial System in the 1990s | Conference – 2000
21 Jun 1990
Conferences
The result was extremely strong credit growth secured against increasingly overvalued commercial property. ... Instead, banks are providing an ever-expanding range of risk intermediation and other financial services.
https://www.rba.gov.au/publications/confs/2000/gizycki-lowe.html
Money and Finance | Conference – 1990
21 Jun 1990
Conferences
Second, the RBA often suggested quantitative lending guidelines for banks, to restrict the creation of bank credit. ... The regulations imposed by the monetary authorities acted to restrict the flow of credit, often forcing banks to ration.
https://www.rba.gov.au/publications/confs/1990/milbourne.html
Conference in Applied Economic Research
4 Dec 1979
Conference
–
1979
The Reserve Bank of Australia 1979 conference is on the topic: ‘Name of Conference’
https://www.rba.gov.au/publications/confs/1979/
Funding Flows and Credit in Carry Trade Economies | Conference – 2013
19 Aug 2013
Conferences
These results, combined with those in the previous section, indicate both cross-border credit flows and risky asset prices are closely related to global fluctuations in uncertainty and risk aversion. ... Which other factors also determine fluctuations in
https://www.rba.gov.au/publications/confs/2013/mirandaagrippino-rey.html
Banking in the 21st Century: The Transformation of an Industry
7 Dec 2006
Conferences
PDF
100KB
RBA Conference Volume 1996
https://www.rba.gov.au/publications/confs/1996/pdf/llewellyn.pdf