Search: credit card
Did you mean
credit cards?
RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
Search Results
The Transmission of Monetary Policy through Banks' Balance Sheets | Conference – 2018
12 Apr 2018
Conferences
Large business (variable). 0.83. 0.72. 0.75. 1.24. Credit card (variable). 0.36. ... Instead, changes in these spreads are determined by changes in perceptions of risk (such as credit risk or liquidity risk).
https://www.rba.gov.au/publications/confs/2018/brassil-cheshire-muscatello.html
The Future of the Financial System
7 Dec 2006
Conferences
PDF
831KB
RBA Conference Volume 1996
https://www.rba.gov.au/publications/confs/1996/pdf/conf-vol-1996.pdf
The Sub-prime Crisis: Causal Distortions and Regulatory Reform | Conference – 2008
14 Jul 2008
Conferences
credit ratings, which led to problems associated with banks' dealings with each other. ... counterparty credit policies are easy in good times and tough in bad; and.
https://www.rba.gov.au/publications/confs/2008/blundell-wignall-atkinson.html
A Rebalancing Chinese Economy: Challenges and International Implications | Conference – 2016
18 Mar 2016
Conferences
This surplus saving was mostly reduced by a step rise in the investment rate, as Chinese policymakers hastened to boost growth via a massive credit stimulus. ... Total credit to the non-financial private sector jumped from 116 per cent in 2008 to 191 per
https://www.rba.gov.au/publications/confs/2016/ma-roberts-kelly.html
The Rise in US Household Indebtedness: Causes and Consequences | Conference – 2007
20 Aug 2007
Conferences
Debt holding can also rise if households use credit cards instead of cash and cheques for a larger share of transactions, perhaps because effective interest rates or some other cost of ... Meanwhile, aggregate debt associated with credit cards, consumer
https://www.rba.gov.au/publications/confs/2007/dynan-kohn.html
SME Access to Intermediated Credit: What Do We Know and What Don't We Know?
20 Aug 2015
Conferences
PDF
317KB
RBA Conference Volume 2015
https://www.rba.gov.au/publications/confs/2015/pdf/udell.pdf
Discussion | Conference – 2015
19 Mar 2015
Conferences
One participant noted that it is common for personal credit cards to be issued with new home loans and that these might be used as a cash-flow tool by small ... Another participant suggested that the application process for a personal credit card is
https://www.rba.gov.au/publications/confs/2015/connolly-lacava-read-disc.html
Panel Discussion: What is the Future for Small Business? | Conference – 2015
19 Mar 2015
Conferences
After paying $250, we had a logo and some business cards. ... goal and charges everyone's credit cards, the risk is back on the banks.
https://www.rba.gov.au/publications/confs/2015/henderson-jeffreys-carnell.html
Housing Prices and Entrepreneurship: Evidence for the Housing Collateral Channel in Australia
21 Aug 2015
Conferences
PDF
509KB
RBA Conference Volume 2015
https://www.rba.gov.au/publications/confs/2015/pdf/connolly-lacava-read.pdf
Banking Concentration, Financial Stability and Public Policy | Conference – 2007
20 Aug 2007
Conferences
1,294. Royal Bank of Scotland. 1,119. Crédit Agricole. 386. BankAmerica. 115. ... sector of small credit unions and building societies (CUBs), mortgage originators and securitisers, and credit card providers.
https://www.rba.gov.au/publications/confs/2007/davis.html