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RBA Glossary definition for charge card
charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.
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Bank Deregulation in Australia: Choice and Diversity, Gainers and Losers | Conference – 1991
21 Jun 1991
Conferences
Bankcard debit/credit card. Enhanced retirement services. 1987. Life insurance. Fixed-rate mortgage lending. ... to relate their fees and charges more closely to the true costs of production.
https://www.rba.gov.au/publications/confs/1991/harper.html
A Banker's Perspective on the Future of the Financial System | Conference – 1996
9 Jul 1996
Conferences
Other providers will be underwriting capital market fundraising activities, managing investment funds, selling investment instruments, issuing credit cards, offering insurance, and so on. ... The retail world is now one of ATMs, CATs, EFTPOS, credit,
https://www.rba.gov.au/publications/confs/1996/ferguson-w.html
Measuring Productivity in the Australian Banking Sector | Conference – 1995
10 Jul 1995
Conferences
Banks can charge their customers fees for services, can attempt to recoup their costs by charging a higher interest margin or, as is more likely, they can use some combination of ... This has been manifested in ATMs and credit cards, and more recently,
https://www.rba.gov.au/publications/confs/1995/oster-antioch.html
The Australian Financial System in the 1990s | Conference – 2000
21 Jun 1990
Conferences
borrowing, and by the banks' ability to charge large interest-rate margins (see Sections 3 and 4). ... Approximately two-thirds of these securities are backed exclusively by residential mortgages, with others backed by financial securities, credit card
https://www.rba.gov.au/publications/confs/2000/gizycki-lowe.html
2 November 2010 | Minutes of the Monetary Policy Meeting of the Board
16 Nov 2010
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 2 November 2010
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2010/02112010.html
7 September 2010 | Minutes of the Monetary Policy Meeting of the Board
21 Sep 2010
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 7 September 2010
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2010/07092010.html
The Evolving Structure of the Australian Financial System | Conference – 1996
9 Jul 1996
Conferences
There has been considerable expansion of the ATM network and the number of EFTPOS terminals in recent years (Figure 10), and these and other card-based payment systems now account for ... A byproduct of this technology, however, and of banks' relatively
https://www.rba.gov.au/publications/confs/1996/edey-gray.html
Panel Discussion: What is the Future for Small Business? | Conference – 2015
19 Mar 2015
Conferences
After paying $250, we had a logo and some business cards. ... goal and charges everyone's credit cards, the risk is back on the banks.
https://www.rba.gov.au/publications/confs/2015/henderson-jeffreys-carnell.html
The Australian Financial System in the 2000s: Dodging the Bullet | Conference – 2011
24 Jul 2000
Conferences
Scheme arrangements also meant that merchants were precluded from discriminating between cards either in terms of acceptance or through differential pricing. ... First, compulsory contributions under the Super Guarantee Charge increased to 9 per cent of
https://www.rba.gov.au/publications/confs/2011/davis.html
The Transmission of Monetary Policy through Banks' Balance Sheets | Conference – 2018
12 Apr 2018
Conferences
Large business (variable). 0.83. 0.72. 0.75. 1.24. Credit card (variable). 0.36. ... 4.1 New provisions. In this section, we model banks' net new provisions for expected loan losses (also known as their ‘charge for bad and doubtful debts’).
https://www.rba.gov.au/publications/confs/2018/brassil-cheshire-muscatello.html