Search: charge card
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RBA Glossary definition for charge card
charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.
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Box B: The Effect of Policy Rate Changes on Household Debt Servicing
10 Nov 2009
SMP
– November 2009
sharp rise in the delinquency rate on credit card repayments that has led to an increase in charge-offs, which are almost 10 per cent of outstanding balances. ... As the composition of consumer credit has shifted away from credit card debt, on which a
https://www.rba.gov.au/publications/smp/2009/nov/box-b.html
Domestic Financial Conditions
10 Nov 2023
SMP
– November 2023
Domestic Financial Conditions | Statement on Monetary Policy – November 2023
https://www.rba.gov.au/publications/smp/2023/nov/domestic-financial-conditions.html
Bank Deregulation in Australia: Choice and Diversity, Gainers and Losers | Conference – 1991
21 Jun 1991
Conferences
Bankcard debit/credit card. Enhanced retirement services. 1987. Life insurance. Fixed-rate mortgage lending. ... to relate their fees and charges more closely to the true costs of production.
https://www.rba.gov.au/publications/confs/1991/harper.html
List of graphs
10 Aug 2009
SMP
– August 2009
Graph 39: Credit and Charge Card Activity.
https://www.rba.gov.au/publications/smp/2009/aug/graphs.html
Measuring Productivity in the Australian Banking Sector | Conference – 1995
10 Jul 1995
Conferences
Banks can charge their customers fees for services, can attempt to recoup their costs by charging a higher interest margin or, as is more likely, they can use some combination of ... This has been manifested in ATMs and credit cards, and more recently,
https://www.rba.gov.au/publications/confs/1995/oster-antioch.html
A Banker's Perspective on the Future of the Financial System | Conference – 1996
9 Jul 1996
Conferences
Other providers will be underwriting capital market fundraising activities, managing investment funds, selling investment instruments, issuing credit cards, offering insurance, and so on. ... The retail world is now one of ATMs, CATs, EFTPOS, credit,
https://www.rba.gov.au/publications/confs/1996/ferguson-w.html
List of graphs
10 Aug 2011
SMP
– August 2011
Graph 3.5: Credit and Charge Card Activity.
https://www.rba.gov.au/publications/smp/2011/aug/graphs.html
The Australian Financial System in the 1990s | Conference – 2000
21 Jun 1990
Conferences
borrowing, and by the banks' ability to charge large interest-rate margins (see Sections 3 and 4). ... Approximately two-thirds of these securities are backed exclusively by residential mortgages, with others backed by financial securities, credit card
https://www.rba.gov.au/publications/confs/2000/gizycki-lowe.html
Domestic Financial Markets
10 Feb 2011
SMP
– February 2011
In return for this committed facility, the Bank will charge a market-based fee. ... The modest growth in recent months was largely due to increased credit card lending.
https://www.rba.gov.au/publications/smp/2011/feb/dom-fin-mkts.html
The Evolving Structure of the Australian Financial System | Conference – 1996
9 Jul 1996
Conferences
There has been considerable expansion of the ATM network and the number of EFTPOS terminals in recent years (Figure 10), and these and other card-based payment systems now account for ... A byproduct of this technology, however, and of banks' relatively
https://www.rba.gov.au/publications/confs/1996/edey-gray.html