Search: card issuer
RBA Glossary definition for card issuer
card issuer – An institution that provides its customers with debit or credit cards.
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Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions
8 May 2024
Submissions
costs incurred by card issuers will decrease by around $135 million per year. ... EFTPOS. Credit Card. Issuer. 0.17-0.40. 0.15. 1.47#. Acquirer. 0.35-0.60. 0.26. 0.43.
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html
Reform of Card Payment Systems
26 Sep 2006
PSB Annual Report
– 2006
This has encouraged some card issuers to focus more on attracting customers who use their credit cards to borrow, by offering them lower interest rates. ... This fee averages around $1 per withdrawal. A small number of card issuers absorb this cost and
https://www.rba.gov.au/publications/annual-reports/psb/2006/reform-card.html
Credit and Charge Cards
20 Sep 2005
PSB Annual Report
– 2005
In addition, most card issuers have increased the average annual fee for having a credit card with a reward scheme, and many have placed a cap on the reward points that ... case. For many years, these consumers have helped subsidise the generous reward
https://www.rba.gov.au/publications/annual-reports/psb/2005/credit.html
Card Payment Systems
13 Sep 2007
PSB Annual Report
– 2007
At the time, these benchmarks – which were based on the costs of credit card issuers – were both around 0.55 per cent (excluding GST), compared with a weighted-average interchange fee ... MasterCard has also introduced a chip rate for its debit cards,
https://www.rba.gov.au/publications/annual-reports/psb/2007/card-payments.html
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit Cards as Payment Instruments
8 May 2024
Submissions
to increase incentives for card issuers to promote particular products within their suite of offerings. ... premium/platinum, super premium, ‘elite’/‘high net worth’). This enables issuers to pay more generous incentives to holders of these cards;
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-as-payment-instruments.html
Payments System Board Annual Report 2004 -Glossary
22 Sep 2005
PSB Annual Report
2004
PDF
40KB
https://www.rba.gov.au/publications/annual-reports/psb/2004/pdf/glossary.pdf
Competition and Efficiency
11 Nov 2004
PSB Annual Report
– 2004
They are also not permitted to discriminate on the basis of whether the potential entrant will be an issuer of credit cards only, an acquirer of credit card transactions only or ... Offsetting this, many issuers have introduced cards featuring
https://www.rba.gov.au/publications/annual-reports/psb/2004/competition.html
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-The Credit Card Market
8 May 2024
Submissions
Credit card issuers earn revenue on their credit card portfolios from three major sources:. ... Interchange revenues from transactions on MasterCard and Visa credit cards (and issuer fees from American Express ‘companion’ card transactions): based on
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/the-credit-card-market.html
Competition and Efficiency
21 Mar 2002
PSB Annual Report
– 2001
Revenues from interchange fees allow credit card issuers to ‘subsidise’ cardholders to use their credit cards, by charging them less than the cost of the credit card payment services they use ... In Australia, interchange fees for proprietary debit
https://www.rba.gov.au/publications/annual-reports/psb/2001/competition.html
Payments System Regulation and Policy Issues
27 Sep 2023
PSB Annual Report
– September 2023
Payments System Regulation and Policy Issues | Payments System Board Annual Report – September 2023
https://www.rba.gov.au/publications/annual-reports/psb/2023/payments-system-regulation-and-policy-issues.html