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RBA Glossary definition for card issuer

card issuer – An institution that provides its customers with debit or credit cards.

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Box B: Competition in Household Lending in New Zealand and the United Kingdom

10 Mar 2006 FSR – March 2006
Moreover, competition has manifested itself in an increasing number of card issuers offering low-rate cards and free balance-transfer deals. ... More recently, some banks and other credit card issuers in the United Kingdom have begun to offer credit
https://www.rba.gov.au/publications/fsr/2006/mar/box-b.html

Developments in the Financial System Architecture

20 Oct 2016 FSR – October 2016
In May, the Bank published the conclusions to its Review of Card Payments Regulation. ... To address issues of competitive neutrality, interchange-like payments to issuers in the American Express companion card system will be regulated equivalently to
https://www.rba.gov.au/publications/fsr/2016/oct/dev-fin-sys-arch.html

Resilience of Australian Households and Businesses

6 Oct 2023 FSR – October 2023
Resilience of Australian Households and Businesses | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/household-business-finances-in-australia.html

The Australian Financial System in the 1990s | Conference – 2000

21 Jun 1990 Conferences
Marianne Gizycki and Philip Lowe
Over the following few years, the incumbent issuers introduced similar schemes, with loyalty rewards equivalent to up to 1 per cent of the amount spent. ... Approximately two-thirds of these securities are backed exclusively by residential mortgages,
https://www.rba.gov.au/publications/confs/2000/gizycki-lowe.html

The Australian Financial System in the 2000s: Dodging the Bullet | Conference – 2011

24 Jul 2000 Conferences
Kevin Davis
Increased issuance (particularly of longer-dated securities) by banks, government and non-resident issuers has seen bond market capitalisation increase since 2007. ... Scheme arrangements also meant that merchants were precluded from discriminating
https://www.rba.gov.au/publications/confs/2011/davis.html

Household and Business Finances in Australia

6 Apr 2023 FSR – April 2023
Household and Business Finances in Australia | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/household-business-finances.html

Banking in the 21st Century: The Transformation of an Industry | Conference – 1996

9 Jul 1996 Conferences
David T. Llewellyn
However, technology also facilitates the verification of the standing of transactors: a particular example is the development of smart cards. ... Similarly, in the United Kingdom and United States, credit card companies are subcontracting the
https://www.rba.gov.au/publications/confs/1996/llewellyn.html

List of graphs

10 Sep 2004 FSR – September 2004
Graph A1: Credit Card and Housing Loans Past Due. ... Graph 2: Issuance of RMBS by Type of Issuer.
https://www.rba.gov.au/publications/fsr/2004/sep/graphs.html

The Global and Macro-financial Environment

22 Mar 2024 FSR – March 2024
The Global and Macro-financial Environment | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/the-global-and-macro-financial-environment.html

Financial Intermediaries

10 Sep 2005 FSR – September 2005
In particular, a number of credit card issuers now offer ‘low rate’ cards with interest rates in the 10 to 13 per cent range, compared with an average rate of 16 ... In addition, a number of issuers are offering zero per cent deals on balance
https://www.rba.gov.au/publications/fsr/2005/sep/fin-intermed.html