Search: card issuer
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RBA Glossary definition for card issuer
card issuer – An institution that provides its customers with debit or credit cards.
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The Personal Credit Card Market in Australia: Pricing over the Past Decade
10 Mar 2012
Bulletin
– March 2012
cardholder. Sources: RBA; credit card issuers' websites. Reward points for merchant-branded four-party platinum cards are more generous than the bank-branded platinum cards: the cardholder needs to spend around ... More recently, card schemes have
https://www.rba.gov.au/publications/bulletin/2012/mar/7.html
A Guide to the Card Payments System Reforms
10 Sep 2010
Bulletin
– September 2010
So for a $100 transaction, a card issuer would receive a payment of $1 from the merchant's bank. ... The higher the fee, the more attractive it is to issue cards and the more benefits the card issuer can offer cardholders to use the cards.
https://www.rba.gov.au/publications/bulletin/2010/sep/7.html
Abstract for The Personal Credit Card Market in Australia: Pricing over the Past Decade
10 Mar 2012
Bulletin
– March 2012
Bulletin – March 2012 The Personal Credit Card Market in Australia: Pricing over the Past Decade Abstract. ... New strategies adopted by issuers include: the introduction of ‘companion’ American Express cards; a substantial increase in the number
https://www.rba.gov.au/publications/bulletin/2012/mar/bu-0312-7a.html
How Australians Pay: New Survey Evidence
16 Mar 2017
Bulletin
– March 2017
The Reserve Bank's 2016 Consumer Payments Survey showed that Australian consumers are increasingly using their debit or credit cards instead of paying in cash or writing cheques. While more and more small payments are being made with contactless
https://www.rba.gov.au/publications/bulletin/2017/mar/7.html
The Cost of Card Payments for Merchants
19 Mar 2020
Bulletin
– March 2020
Data on merchants’ costs of accepting card payments show large differences in payment costs across both merchants and card systems.
https://www.rba.gov.au/publications/bulletin/2020/mar/the-cost-of-card-payments-for-merchants.html
The Cost of Card Payments for Merchants
15 Sep 2022
Bulletin
– September 2022
The average cost for a merchant to accept a card payment has declined over recent years.
https://www.rba.gov.au/publications/bulletin/2022/sep/the-cost-of-card-payments-for-merchants.html
The Changing Australian Retail Payments Landscape
10 Jul 2003
Bulletin
– July 2003
Non-deposit-taking institutions such as charge card issuers and certain finance companies also play a role in the Australian payments system. ... With the now expanded reporting population of card issuers, data from the acquiring side of transactions do
https://www.rba.gov.au/publications/bulletin/2003/jul/1.html
The Australian Financial System in the 1990s | Conference – 2000
21 Jun 1990
Conferences
Over the following few years, the incumbent issuers introduced similar schemes, with loyalty rewards equivalent to up to 1 per cent of the amount spent. ... Approximately two-thirds of these securities are backed exclusively by residential mortgages,
https://www.rba.gov.au/publications/confs/2000/gizycki-lowe.html
The Australian Financial System in the 2000s: Dodging the Bullet | Conference – 2011
24 Jul 2000
Conferences
Increased issuance (particularly of longer-dated securities) by banks, government and non-resident issuers has seen bond market capitalisation increase since 2007. ... Scheme arrangements also meant that merchants were precluded from discriminating
https://www.rba.gov.au/publications/confs/2011/davis.html
Banking in the 21st Century: The Transformation of an Industry | Conference – 1996
9 Jul 1996
Conferences
However, technology also facilitates the verification of the standing of transactors: a particular example is the development of smart cards. ... Similarly, in the United Kingdom and United States, credit card companies are subcontracting the
https://www.rba.gov.au/publications/confs/1996/llewellyn.html