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RBA Glossary definition for card issuer

card issuer – An institution that provides its customers with debit or credit cards.

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The Australian Financial System in the 1990s | Conference – 2000

21 Jun 1990 Conferences
Marianne Gizycki and Philip Lowe
Over the following few years, the incumbent issuers introduced similar schemes, with loyalty rewards equivalent to up to 1 per cent of the amount spent. ... Approximately two-thirds of these securities are backed exclusively by residential mortgages,
https://www.rba.gov.au/publications/confs/2000/gizycki-lowe.html

Banking in the 21st Century: The Transformation of an Industry | Conference – 1996

9 Jul 1996 Conferences
David T. Llewellyn
However, technology also facilitates the verification of the standing of transactors: a particular example is the development of smart cards. ... Similarly, in the United Kingdom and United States, credit card companies are subcontracting the
https://www.rba.gov.au/publications/confs/1996/llewellyn.html

The Australian Financial System in the 2000s: Dodging the Bullet | Conference – 2011

24 Jul 2000 Conferences
Kevin Davis
Increased issuance (particularly of longer-dated securities) by banks, government and non-resident issuers has seen bond market capitalisation increase since 2007. ... Scheme arrangements also meant that merchants were precluded from discriminating
https://www.rba.gov.au/publications/confs/2011/davis.html

SME Access to Intermediated Credit: What Do We Know and What Don't We Know? | Conference – 2015

19 Mar 2015 Conferences
Gregory F Udell
RBA Annual Conference – 2015 SME Access to Intermediated Credit: What Do We Know and What Don't We Know? Gregory F Udell. Over the past several decades, there has been a growing interest in small to medium-sized enterprise (SME) finance among
https://www.rba.gov.au/publications/confs/2015/udell.html

The Transmission of Monetary Policy through Banks' Balance Sheets | Conference – 2018

12 Apr 2018 Conferences
Anthony Brassil, Jon Cheshire and Joseph Muscatello
Large business (variable). 0.83. 0.72. 0.75. 1.24. Credit card (variable). 0.36. ... This means that they are not sufficiently large issuers of debt that changes in their wholesale debt volumes change the price of debt in these markets (i.e.
https://www.rba.gov.au/publications/confs/2018/brassil-cheshire-muscatello.html

The Sub-prime Crisis: Causal Distortions and Regulatory Reform | Conference – 2008

14 Jul 2008 Conferences
Adrian Blundell-Wignall and Paul Atkinson
Loans are originated and then securitised by an ABS issuer – often the originator if it owns an investment bank. ... The breakdown of the assets of private ABS issuers is shown in Figure 6.
https://www.rba.gov.au/publications/confs/2008/blundell-wignall-atkinson.html

Financial Innovation: What Have We Learnt? | Conference – 2008

14 Jul 2008 Conferences
Nigel Jenkinson, Adrian Penalver and Nicholas Vause
7.8. 32.5. 17.1. Credit cards. 6.7. 9.8. 19.0. Student loans. 12.0. ... But the market place should decide which products match issuer and investor desires once all risks are correctly priced.
https://www.rba.gov.au/publications/confs/2008/jenkinson-penalver-vause.html

The Role of Institutional Investors in the Evolution of Financial Structure and Behaviour | Conference – 1996

9 Jul 1996 Conferences
E. Philip Davis
Banks, for example, may offer cheque accounts, cash cards and wire transfers, while money market funds may also offer transactions services or non-financial firms may offer credit cards.
https://www.rba.gov.au/publications/confs/1996/davis.html

Measuring Productivity in the Australian Banking Sector | Conference – 1995

10 Jul 1995 Conferences
Alan Oster and Lawrence Antioch
This has been manifested in ATMs and credit cards, and more recently, the widespread installation of EFTPOS and the introduction of debit and smart cards.
https://www.rba.gov.au/publications/confs/1995/oster-antioch.html

Bank Deregulation in Australia: Choice and Diversity, Gainers and Losers | Conference – 1991

21 Jun 1991 Conferences
Ian Harper
Bankcard debit/credit card. Enhanced retirement services. 1987. Life insurance. Fixed-rate mortgage lending. ... Reduced terms and minimum balances for term deposits. PIN for credit and debit card access.
https://www.rba.gov.au/publications/confs/1991/harper.html