Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
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Discussion on Spreading the Benefits of Globalisation: “Selling” the Compounding Benefits of Reforms | Conference – 2002
27 May 2002
Conferences
The borrowers need to have a voice which is quite different from the voice that they have at the moment.
https://www.rba.gov.au/publications/confs/2002/henry-disc.html
Discussion | Conference – 2017
16 Mar 2017
Conferences
Rate cuts reduce interest payments for borrowers with floating-rate debt, resulting in higher cash flows and potentially more spending, particularly for borrowers who are liquidity constrained.
https://www.rba.gov.au/publications/confs/2017/borio-hofmann-disc.html
It Takes More Than a Bubble to Become Japan | Conference – 2003
18 Aug 2003
Conferences
And in Japan's system of cross-shareholdings and banks owning significant share portfolios in borrower firms, these effects are amplified through increases in bank capital.
https://www.rba.gov.au/publications/confs/2003/posen.html
Discussion on Change and Constancy in the Financial System: Implications for Financial Distress and Policy | Conference – 2007
20 Aug 2007
Conferences
Looking at my own country, we have tried to encourage mortgage lenders to enter into a voluntary code of conduct that would require them to consider the risks that borrowers are
https://www.rba.gov.au/publications/confs/2007/borio-disc.html
Financial Innovation: What Have We Learnt? | Conference – 2008
14 Jul 2008
Conferences
One might call such assets ‘natural assets’, as the same instrument that is issued by the borrower is also held by the investor. ... And through competition, the benefit would tend to be shared by corporate borrowers and investors in corporate credit
https://www.rba.gov.au/publications/confs/2008/jenkinson-penalver-vause.html
An Investment Banking Perspective on the Future of the Financial System | Conference – 1996
9 Jul 1996
Conferences
For Australian investment banks, once the big banks focus on their areas of expertise, opportunities should emerge to service corporate borrowers with unique non-standard credit needs. ... These borrowers will be of the type who need a combination of
https://www.rba.gov.au/publications/confs/1996/ferguson-r.html
Discussion | Conference – 2015
19 Mar 2015
Conferences
The lending officers that the RBA spoke with emphasised the importance of the character and capacity (serviceability) of a prospective borrower. ... My interpretation of these somewhat contradictory viewpoints is that while banks will not lend without
https://www.rba.gov.au/publications/confs/2015/connolly-lacava-read-disc.html
Reforming the International Financial Architecture: Limiting Moral Hazard and Containing Real Hazard | Conference – 1999
9 Aug 1999
Conferences
At the time of this peak, interest rate spreads for emerging market borrowers fell to an exceptionally low level. ... flows went to many private borrowers; and interbank flows, while important in several cases, were not overall dominant.
https://www.rba.gov.au/publications/confs/1999/mussa.html
The Transmission of Monetary Policy through Banks' Balance Sheets | Conference – 2018
12 Apr 2018
Conferences
L,j. is always paid in full), but that some borrowers will not repay their loans. ... For example, an unexpected increase in either current or future unemployment will increase borrowers' probability of default.
https://www.rba.gov.au/publications/confs/2018/brassil-cheshire-muscatello.html
Capital Flows and Exchange Rates | Conference – 1999
9 Aug 1999
Conferences
If a floating rate had prompted borrowers to worry about depreciation, this would have discouraged them from foreign-currency borrowing. ... We have, however, argued that – even with a float – many borrowers would have taken a punt on depreciation,
https://www.rba.gov.au/publications/confs/1999/grenville-gruen.html