Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
Search Results
What the FOMC Says and Does When the Stock Market Booms | Conference – 2003
18 Aug 2003
Conferences
As the economy slips into recession, borrowers become less able to repay loans, and so defaults increase. ... Instead of tempering the actions of the lenders, they suggest going after a particular group of borrowers, those who use margin loans to
https://www.rba.gov.au/publications/confs/2003/cecchetti.html
Discussion | Conference – 2018
12 Apr 2018
Conferences
In these models when there was a negative shock to the net worth of a borrower, their ability to borrow was inhibited and capital fell subsequently, generating the well-known financial
https://www.rba.gov.au/publications/confs/2018/brassil-cheshire-muscatello-disc.html
Prudential Supervision | Conference – 1991
21 Jun 1991
Conferences
group of associated borrowers; and a general requirement that banks have loan portfolios which are diversified both geographically and industrially. ... Banks were also the (gullible) victims of misrepresentation by borrowers of their true state of
https://www.rba.gov.au/publications/confs/1991/thompson.html
What the Campbell Committee Expected | Conference – 1991
21 Jun 1991
Conferences
Allocative efficiency will be achieved because markets provide savers and borrowers with the correct signals. ... because of an implicit government guarantee); and. borrowers will be able to shift out of expensive forms of secondary finance (e.g.
https://www.rba.gov.au/publications/confs/1991/valentine.html
The Evolution of Financial Deregulation | Conference – 1991
21 Jun 1991
Conferences
This changed not only the extent and nature of the links between borrowers and lenders, but also altered the way monetary policy impinged on the macro-economy. ... the direct flows between borrower and lender (particularly government debt – see
https://www.rba.gov.au/publications/confs/1991/grenville.html
Exploring the Link between the Macroeconomic and Financial Cycles | Conference – 2017
16 Mar 2017
Conferences
referred to as the ‘financial accelerator’ mechanism), for example, through the procyclicality of borrower net worth. ... Bernanke and Gertler argue that this deadweight loss varies inversely with borrower net worth.
https://www.rba.gov.au/publications/confs/2017/cagliarini-price.html
Discussion on The Evolution of Risk and Risk Management – A Prudential Regulator's Perspective | Conference – 2007
20 Aug 2007
Conferences
In Japan there was a decline in high quality corporate borrowers, which led banks to seek alternative higher-risk borrowers. ... As the value of the collateral fell, the failure to understand the real quality of the borrowers became critical.
https://www.rba.gov.au/publications/confs/2007/laker-disc.html
Banking Deregulation – A Virtue or a Necessity? | Conference – 1991
21 Jun 1991
Conferences
The bidding process for credit catered to the reckless borrower. Such borrowers were typically poorer credits. ... Equally, the equity market is ruled by the same “expectational climate” as banks and borrowers.
https://www.rba.gov.au/publications/confs/1991/ferguson.html
General Discussion | Conference – 1991
21 Jun 1991
Conferences
business prospects of the borrower.
https://www.rba.gov.au/publications/confs/1991/wojnilower-kane-bisignano-disc.html
Introduction | Conference – 2015
19 Mar 2015
Conferences
They do this from three perspectives: the lender, the borrower and a combined perspective. ... This prevalence reflects a combination of lenders' preference for some security and borrowers' preference for the lower interest rates that are associated with
https://www.rba.gov.au/publications/confs/2015/intro-2015.html