Search: borrower

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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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Developing Housing Finance Systems | Conference – 2012

20 Aug 2012 Conferences
Francis E Warnock and Veronica Cacdac
Information on the borrower. To adequately price a loan, a lender must have information on the creditworthiness of prospective borrowers that enables a determination of the probability of default. ... of fixed- or variable-rate mortgages in any economy
https://www.rba.gov.au/publications/confs/2012/warnock-warnock.html

3.3 Risk Management

19 Oct 2023 RBA Annual Report – October 2023
Risk Management | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/risk-management.html

2.2 Operations in Financial Markets

19 Oct 2023 RBA Annual Report – October 2023
Operations in Financial Markets | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/operations-in-financial-markets.html

2.1 Annual Performance Statement for 2022/23

19 Oct 2023 RBA Annual Report – October 2023
Annual Performance Statement for 2022/23 | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/annual-performance-statement.html

Risk Management

27 Oct 2022 RBA Annual Report – October 2022
The lending is either fully collateralised or the borrower has government support.
https://www.rba.gov.au/publications/annual-reports/rba/2022/risk-management.html

Financial System Liquidity, Asset Prices and Monetary Policy | Conference – 2005

11 Jul 2005 Conferences
Hyun Song Shin
The first is the increased credit that operates through the borrowers' balance sheets, where increased lending comes from the greater creditworthiness of the borrower (Bernanke and Gertler 1989; Kiyotaki and Moore ... Suppose that borrower i has issued
https://www.rba.gov.au/publications/confs/2005/shin.html

Bank Deregulation in Australia: Choice and Diversity, Gainers and Losers | Conference – 1991

21 Jun 1991 Conferences
Ian Harper
Secondly, banks allocated funds to borrowers on the basis of “seller's preference”. ... Apart from their traditional role as intermediaries between ultimate borrowers and lenders, banks also provide payments services.
https://www.rba.gov.au/publications/confs/1991/harper.html

The Lessons for Monetary Policy | Conference – 1991

21 Jun 1991 Conferences
Ian Macfarlane
borrowers wish to run their businesses with higher leverage and hence, other things being equal, higher risk;. ... With financial intermediaries keen to grow, the risk is that they would accommodate the credit demands of these borrowers.
https://www.rba.gov.au/publications/confs/1991/macfarlane.html

Financial Stability in a Low Interest Rate Environment: An Australian Case Study | Conference – 2017

16 Mar 2017 Conferences
Luci Ellis and Charles Littrell
This reduction only affected borrowers seeking to maximise their borrowings, not the average borrower, but that is exactly how one can lean against developing risks most efficiently. ... Ultimately, this will have to be reversed, which could be difficult
https://www.rba.gov.au/publications/confs/2017/ellis-littrell.html

2.5 International Financial Cooperation

19 Oct 2023 RBA Annual Report – October 2023
International Financial Cooperation | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/international-financial-cooperation.html