Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
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Exploring the Link between the Macroeconomic and Financial Cycles
10 Feb 2020
Conferences
PDF
1989KB
RBA Conference Volume 2017
https://www.rba.gov.au/publications/confs/2017/pdf/rba-conference-volume-2017-cagliarini-price.pdf
European Financial Deregulation: The Pressures for Change and the Costs of Achievement | Conference – 1991
21 Jun 1991
Conferences
Both borrower and lender have an incentive to develop a close “information-sharing” and, possibly, a “risk-sharing” relationship. ... contributed in certain cases to strong long-term relationships between creditors and business borrowers.
https://www.rba.gov.au/publications/confs/1991/bisignano.html
Developments in the Business of Banking | Conference – 1996
9 Jul 1996
Conferences
Banks have always been suppliers of credit to worthy borrowers with the capacity to undertake and finance productive investments. ... It is mostly borrowers with unique, non-standard credit needs that will rely heavily on banks and finance companies for
https://www.rba.gov.au/publications/confs/1996/joss.html
Private Capital Flows, Living with Volatility, and the New Architecture | Conference – 1999
9 Aug 1999
Conferences
But why were they lower (for the same borrower from the same country)? ... effects on borrowers and the financial system, as well as on consumers or users of imports.
https://www.rba.gov.au/publications/confs/1999/corden.html
Is Monetary Policy Less Effective When Interest Rates Are Persistently Low?
10 Feb 2020
Conferences
PDF
1690KB
RBA Conference Volume 2017
https://www.rba.gov.au/publications/confs/2017/pdf/rba-conference-volume-2017-borio-hofmann.pdf
Discussion of The Evolution of Risk and Risk Management – A Prudential Regulator's Perspective
20 Nov 2007
Conferences
PDF
82KB
RBA Conference Volume 2007
https://www.rba.gov.au/publications/confs/2007/pdf/laker-disc.pdf
The Australian Financial System in the 1990s | Conference – 2000
21 Jun 1990
Conferences
Without strong customer bases, they relied on relatively risky borrowers for rapid balance-sheet growth. ... The solution was to attempt to segment new and existing borrowers by offering discounted interest rates for the first year or so of a new loan (so
https://www.rba.gov.au/publications/confs/2000/gizycki-lowe.html
Academic Views of Capital Flows: An Expanding Universe | Conference – 1999
9 Aug 1999
Conferences
Typically, theory deals with broad classes of agents – lenders versus borrowers, consumers versus firms, entrepreneurs versus savers. ... Since agents cannot distinguish solvent from insolvent borrowers, any inefficiencies are ex post, not ex ante, in
https://www.rba.gov.au/publications/confs/1999/dooley-walsh.html
The Transmission of Monetary Policy through Banks' Balance Sheets | Conference – 2018
12 Apr 2018
Conferences
L,j. is always paid in full), but that some borrowers will not repay their loans. ... For example, an unexpected increase in either current or future unemployment will increase borrowers' probability of default.
https://www.rba.gov.au/publications/confs/2018/brassil-cheshire-muscatello.html
The Evolving Structure of the Australian Financial System | Conference – 1996
9 Jul 1996
Conferences
With interest rate controls in place, bank loans were rationed and available only to the most creditworthy of borrowers. ... Intermediaries earn income in this line of business through the application of expertise in credit assessment and from their
https://www.rba.gov.au/publications/confs/1996/edey-gray.html