Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
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The Economics of Low Interest Rates
29 Dec 2022
Conferences
PDF
1053KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-mian-presentation.pdf
Discussion | Conference – 2018
12 Apr 2018
Conferences
In Australia at present, macroprudential policy is working effectively to tighten credit to mortgage borrowers – particularly to investors – and has delivered both a slowing in credit growth and house price growth. ... In contrast, policies aimed at
https://www.rba.gov.au/publications/confs/2018/broadbent-disc.html
Central Bank Frameworks: Evolution or Revolution?
4 Jan 2023
Conferences
PDF
7522KB
RBA Conference Volume 2018
https://www.rba.gov.au/publications/confs/2018/pdf/rba-conference-volume-2018.pdf
Banking in the 21st Century: The Transformation of an Industry | Conference – 1996
9 Jul 1996
Conferences
Moreover, the development of credit scoring techniques means that the credit standing of borrowers can be assessed without the necessity of the information derived through an institution maintaining a borrower's ... able to handle them more efficiently
https://www.rba.gov.au/publications/confs/1996/llewellyn.html
Regulatory Policy Issues in Australia | Conference – 1996
9 Jul 1996
Conferences
If the banking system becomes insolvent, potentially large costs are borne because the payments system is disrupted, borrowers become illiquid, and information about borrowers is possibly lost. ... borrowers. It is being aided by developments in
https://www.rba.gov.au/publications/confs/1996/thompson.html
The Australian Financial System in the 2000s: Dodging the Bullet | Conference – 2011
24 Jul 2000
Conferences
the shift of the household sector from net borrowers to net lenders towards the end of the decade with offsetting changes for the government sector;. ... An international agenda of stronger regulation, especially of banks, commenced in the late 2000s,
https://www.rba.gov.au/publications/confs/2011/davis.html
The Cost of Inflation in Australia | Conference – 1992
10 Jul 1992
Conferences
It is usually the case, however, that lenders are taxed on nominal receipts and borrowers are able to deduct nominal interest payments. ... The nominal interest rate lenders receive must rise by more than the nominal interest rate borrowers face.
https://www.rba.gov.au/publications/confs/1992/mctaggart.html
Prudential Supervision | Conference – 1991
21 Jun 1991
Conferences
group of associated borrowers; and a general requirement that banks have loan portfolios which are diversified both geographically and industrially. ... Banks were also the (gullible) victims of misrepresentation by borrowers of their true state of
https://www.rba.gov.au/publications/confs/1991/thompson.html
Exploring the Link between the Macroeconomic and Financial Cycles | Conference – 2017
16 Mar 2017
Conferences
referred to as the ‘financial accelerator’ mechanism), for example, through the procyclicality of borrower net worth. ... Bernanke and Gertler argue that this deadweight loss varies inversely with borrower net worth.
https://www.rba.gov.au/publications/confs/2017/cagliarini-price.html
Banking Deregulation – A Virtue or a Necessity? | Conference – 1991
21 Jun 1991
Conferences
The bidding process for credit catered to the reckless borrower. Such borrowers were typically poorer credits. ... Equally, the equity market is ruled by the same “expectational climate” as banks and borrowers.
https://www.rba.gov.au/publications/confs/1991/ferguson.html