Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
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SME Access to Intermediated Credit: What Do We Know and What Don't We Know?
20 Aug 2015
Conferences
PDF
317KB
RBA Conference Volume 2015
https://www.rba.gov.au/publications/confs/2015/pdf/udell.pdf
SME Access to Intermediated Credit: What Do We Know and What Don't We Know? | Conference – 2015
19 Mar 2015
Conferences
In other words: does relationship lending work? Does it produce benefits to the borrower? ... These proxies include relationship length, bank-borrower distance, exclusivity and cross-product information synergies.
https://www.rba.gov.au/publications/confs/2015/udell.html
Housing Prices and Entrepreneurship: Evidence for the Housing Collateral Channel in Australia | Conference – 2015
19 Mar 2015
Conferences
itself. The cost of loan origination can also potentially be reduced if the borrower provides collateral. ... If the borrower fails one of these tests, then the application goes to a credit officer for manual assessment.
https://www.rba.gov.au/publications/confs/2015/connolly-lacava-read.html
Introduction | Conference – 2015
19 Mar 2015
Conferences
They do this from three perspectives: the lender, the borrower and a combined perspective. ... This prevalence reflects a combination of lenders' preference for some security and borrowers' preference for the lower interest rates that are associated with
https://www.rba.gov.au/publications/confs/2015/intro-2015.html
Discussion | Conference – 2015
19 Mar 2015
Conferences
The lending officers that the RBA spoke with emphasised the importance of the character and capacity (serviceability) of a prospective borrower. ... My interpretation of these somewhat contradictory viewpoints is that while banks will not lend without
https://www.rba.gov.au/publications/confs/2015/connolly-lacava-read-disc.html
Discussion | Conference – 2015
19 Mar 2015
Conferences
Hence, financially weaker firms typically pay lower effective prices than financially stronger borrowers (Fitzpatrick and Lien 2013).
https://www.rba.gov.au/publications/confs/2015/norden-vankampen-disc.html
The Dynamics of Trade Credit and Bank Debt in SME Finance: International Evidence | Conference – 2015
19 Mar 2015
Conferences
Empirical research has shown that macroeconomic conditions have a significant influence on borrower-lender relationships (Petersen and Rajan 1994; Berger and Udell 2002; Nilsen 2002; Giannetti 2003; Puri, Rocholl and Steffen
https://www.rba.gov.au/publications/confs/2015/norden-vankampen.html
External Funding and Long-term Investment
27 Jul 2014
Conferences
PDF
254KB
RBA Conference Volume 2014
https://www.rba.gov.au/publications/confs/2014/pdf/lane.pdf
Capital Flow Policies, Monetary Policy and Coordination
27 Jul 2014
Conferences
PDF
394KB
RBA Conference Volume 2014
https://www.rba.gov.au/publications/confs/2014/pdf/fratzscher.pdf
Infrastructure and Corporate Bond Markets in Asia
27 Jul 2014
Conferences
PDF
299KB
RBA Conference Volume 2014
https://www.rba.gov.au/publications/confs/2014/pdf/ehlers-packer-remolona.pdf