Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
Search Results
Competition: Profitability and Margins | Conference – 1991
21 Jun 1991
Conferences
There is no reason for either borrowers or depositors to gain all the benefits);. ... Not much benefit to the borrowers and lenders for eight years of “improved efficiency coming from deregulation”.
https://www.rba.gov.au/publications/confs/1991/phelps.html
What the Campbell Committee Expected | Conference – 1991
21 Jun 1991
Conferences
Allocative efficiency will be achieved because markets provide savers and borrowers with the correct signals. ... because of an implicit government guarantee); and. borrowers will be able to shift out of expensive forms of secondary finance (e.g.
https://www.rba.gov.au/publications/confs/1991/valentine.html
What the FOMC Says and Does When the Stock Market Booms | Conference – 2003
18 Aug 2003
Conferences
As the economy slips into recession, borrowers become less able to repay loans, and so defaults increase. ... Instead of tempering the actions of the lenders, they suggest going after a particular group of borrowers, those who use margin loans to
https://www.rba.gov.au/publications/confs/2003/cecchetti.html
The Cost of Inflation in Australia | Conference – 1992
10 Jul 1992
Conferences
It is usually the case, however, that lenders are taxed on nominal receipts and borrowers are able to deduct nominal interest payments. ... The nominal interest rate lenders receive must rise by more than the nominal interest rate borrowers face.
https://www.rba.gov.au/publications/confs/1992/mctaggart.html
Prudential Supervision | Conference – 1991
21 Jun 1991
Conferences
group of associated borrowers; and a general requirement that banks have loan portfolios which are diversified both geographically and industrially. ... Banks were also the (gullible) victims of misrepresentation by borrowers of their true state of
https://www.rba.gov.au/publications/confs/1991/thompson.html
Gearal Discussion | Conference – 1991
21 Jun 1991
Conferences
The political statements in mid 1988 that the rise in interest rates “was only seasonal”, and that they “would be down again by Christmas”, were taken at face value by borrowers. ... The rises were therefore seen as temporary and did not have the
https://www.rba.gov.au/publications/confs/1991/macfarlane-disc.html
Banking Deregulation – A Virtue or a Necessity? | Conference – 1991
21 Jun 1991
Conferences
The bidding process for credit catered to the reckless borrower. Such borrowers were typically poorer credits. ... Equally, the equity market is ruled by the same “expectational climate” as banks and borrowers.
https://www.rba.gov.au/publications/confs/1991/ferguson.html
Developments in the Business of Banking | Conference – 1996
9 Jul 1996
Conferences
Banks have always been suppliers of credit to worthy borrowers with the capacity to undertake and finance productive investments. ... It is mostly borrowers with unique, non-standard credit needs that will rely heavily on banks and finance companies for
https://www.rba.gov.au/publications/confs/1996/joss.html
European Financial Deregulation: The Pressures for Change and the Costs of Achievement | Conference – 1991
21 Jun 1991
Conferences
Both borrower and lender have an incentive to develop a close “information-sharing” and, possibly, a “risk-sharing” relationship. ... contributed in certain cases to strong long-term relationships between creditors and business borrowers.
https://www.rba.gov.au/publications/confs/1991/bisignano.html
Private Capital Flows, Living with Volatility, and the New Architecture | Conference – 1999
9 Aug 1999
Conferences
But why were they lower (for the same borrower from the same country)? ... effects on borrowers and the financial system, as well as on consumers or users of imports.
https://www.rba.gov.au/publications/confs/1999/corden.html