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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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OPTIMAL MONETARY POLICY WITH ENDOGENOUS CAPITAL AND A CREDIT FRICTION

15 Dec 2011 Research Workshop PDF 406KB
Reserve Bank of Australia Workshop 2011
https://www.rba.gov.au/publications/workshops/research/2011/pdf/hansen.pdf

Fiscal, Monetary and Macroprudential Regimes: Incentives-Values Compatibility in Constitutional Democracies

28 Dec 2022 Conferences PDF 375KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-tucker.pdf

The Effects of the Saving and Banking Glut on the U.S. Economy

12 Dec 2013 Research Workshop PDF 640KB
Reserve Bank of Australia Workshop 2013
https://www.rba.gov.au/publications/workshops/research/2013/pdf/justiniano-primiceri-tambalotti.pdf

Credit, Money, Interest and Prices

26 Nov 2018 Research Workshop PDF 1403KB
Since borrowers are more interest senstive, this effect lowers the equilib-rium real interest rate. ... In Buera and Nicolinni (2016), the identity between borrowers and lenders is determined by a thresholdinterest rate.
https://www.rba.gov.au/publications/workshops/research/2018/pdf/rba-workshop-2018-bigio.pdf

An Industry Perspective on the Future of the Australian Financial System | Conference – 1996

9 Jul 1996 Conferences
Tony Cole
Domestic lenders' preferences for the highest quality credits have resulted in wide margins for other borrowers who have therefore found offshore issues more attractive. ... The banks have a comparative advantage in business and risk assessment for small
https://www.rba.gov.au/publications/confs/1996/cole.html

Financial Stability in a Low Interest Rate Environment: An Australian Case Study

10 Feb 2020 Conferences PDF 1518KB
RBA Conference Volume 2017
https://www.rba.gov.au/publications/confs/2017/pdf/rba-conference-volume-2017-ellis-littrell.pdf

The Australian Financial System in the 2000s: Dodging the Bullet | Conference – 2011

24 Jul 2000 Conferences
Kevin Davis
the shift of the household sector from net borrowers to net lenders towards the end of the decade with offsetting changes for the government sector;. ... An international agenda of stronger regulation, especially of banks, commenced in the late 2000s,
https://www.rba.gov.au/publications/confs/2011/davis.html

Academic Views of Capital Flows: An Expanding Universe

7 Dec 2006 Conferences PDF 54KB
RBA Conference Volume 1999
https://www.rba.gov.au/publications/confs/1999/pdf/dooley-walsh.pdf

The Economics of Low Interest Rates

29 Dec 2022 Conferences PDF 1053KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-mian-presentation.pdf

Banking in the 21st Century: The Transformation of an Industry | Conference – 1996

9 Jul 1996 Conferences
David T. Llewellyn
Moreover, the development of credit scoring techniques means that the credit standing of borrowers can be assessed without the necessity of the information derived through an institution maintaining a borrower's ... able to handle them more efficiently
https://www.rba.gov.au/publications/confs/1996/llewellyn.html