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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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Risk Management

9 Aug 2023 RBA Annual Report - 2022 PDF 545KB
https://www.rba.gov.au/publications/annual-reports/rba/2022/pdf/risk-management.pdf

Annual Performance Statement for 2021/22

27 Oct 2022 RBA Annual Report – October 2022
Provide support for lower risk-free yields across the yield curve, thereby lowering funding costs for all borrowers through a government bond purchase program. ... of Statistics (ABS), allowed pockets of vulnerability (such as higher-risk borrowers) to
https://www.rba.gov.au/publications/annual-reports/rba/2022/annual-performance-statement.html

RBA Annual Report - Financial System Stability

3 Sep 2003 Annual Report PDF 430KB
of borrowers (the household and business sectors);. aggregate prudential data on the strength of financial. ... close similarities with their exposures to Australian. borrowers. 8 RESERVE BANK OF AUSTRALIA.
https://www.rba.gov.au/publications/annual-reports/rba/2003/pdf/fin-sys-stability.pdf

Financial System Stability

2 Sep 2003 RBA Annual Report – 2003
downgrade raised doubts about that borrower's asset quality and ability to repay borrowings. ... The rapid increase in lending for housing, particularly for property investment, may harm borrowers carrying substantial exposures to an already
https://www.rba.gov.au/publications/annual-reports/rba/2003/fin-sys-stability.html

Financial Stability in a Low Interest Rate Environment: An Australian Case Study

10 Feb 2020 Conferences PDF 1518KB
RBA Conference Volume 2017
https://www.rba.gov.au/publications/confs/2017/pdf/rba-conference-volume-2017-ellis-littrell.pdf

An Industry Perspective on the Future of the Australian Financial System | Conference – 1996

9 Jul 1996 Conferences
Tony Cole
Domestic lenders' preferences for the highest quality credits have resulted in wide margins for other borrowers who have therefore found offshore issues more attractive. ... The banks have a comparative advantage in business and risk assessment for small
https://www.rba.gov.au/publications/confs/1996/cole.html

Developments in Financial Intermediation | Reserve Bank of Australia Annual Report - 1995

31 Dec 1995 Annual Report
in household incomes since, borrowers have had to rely more heavily on debt to acquire a home. ... More banks now appear to be making greater efforts to attract small business borrowers.
https://www.rba.gov.au/publications/annual-reports/rba/1995/develop-fin-inte.html

Academic Views of Capital Flows: An Expanding Universe

7 Dec 2006 Conferences PDF 54KB
RBA Conference Volume 1999
https://www.rba.gov.au/publications/confs/1999/pdf/dooley-walsh.pdf

The Australian Financial System in the 2000s: Dodging the Bullet | Conference – 2011

24 Jul 2000 Conferences
Kevin Davis
the shift of the household sector from net borrowers to net lenders towards the end of the decade with offsetting changes for the government sector;. ... An international agenda of stronger regulation, especially of banks, commenced in the late 2000s,
https://www.rba.gov.au/publications/confs/2011/davis.html

Financial Markets in 1978/79

20 Jun 2023 RBA Annual Report – 1979
Corporate industrial borrowers met resistance around mid year to their demand for long-term funds. ... The value of finance approvals for housing expanded strongly in 1978/79 but, reflecting borrowers' preferences, a reduced proportion went to new
https://www.rba.gov.au/publications/annual-reports/rba/1979/fin-markets.html