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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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Developing Housing Finance Systems | Conference – 2012

20 Aug 2012 Conferences
Francis E Warnock and Veronica Cacdac
Information on the borrower. To adequately price a loan, a lender must have information on the creditworthiness of prospective borrowers that enables a determination of the probability of default. ... of fixed- or variable-rate mortgages in any economy
https://www.rba.gov.au/publications/confs/2012/warnock-warnock.html

3.3 Risk Management

19 Oct 2023 RBA Annual Report – October 2023
Risk Management | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/risk-management.html

2.1 Annual Performance Statement for 2022/23

19 Oct 2023 RBA Annual Report – October 2023
Annual Performance Statement for 2022/23 | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/annual-performance-statement.html

2.2 Operations in Financial Markets

19 Oct 2023 RBA Annual Report – October 2023
Operations in Financial Markets | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/operations-in-financial-markets.html

Financial System Liquidity, Asset Prices and Monetary Policy | Conference – 2005

11 Jul 2005 Conferences
Hyun Song Shin
The first is the increased credit that operates through the borrowers' balance sheets, where increased lending comes from the greater creditworthiness of the borrower (Bernanke and Gertler 1989; Kiyotaki and Moore ... Suppose that borrower i has issued
https://www.rba.gov.au/publications/confs/2005/shin.html

Bank Deregulation in Australia: Choice and Diversity, Gainers and Losers | Conference – 1991

21 Jun 1991 Conferences
Ian Harper
Secondly, banks allocated funds to borrowers on the basis of “seller's preference”. ... Apart from their traditional role as intermediaries between ultimate borrowers and lenders, banks also provide payments services.
https://www.rba.gov.au/publications/confs/1991/harper.html

Private Capital Flows, Living with Volatility, and the New Architecture

7 Dec 2006 Conferences PDF 30KB
RBA Conference Volume 1999
https://www.rba.gov.au/publications/confs/1999/pdf/corden.pdf

Risk Management

27 Oct 2022 RBA Annual Report – October 2022
The lending is either fully collateralised or the borrower has government support.
https://www.rba.gov.au/publications/annual-reports/rba/2022/risk-management.html

Reserve Bank of Australia Annual Report 2023

1 May 2024 RBA Annual Report - 2023 PDF 304KB
https://www.rba.gov.au/publications/annual-reports/rba/2023/pdf/risk-management.pdf

Property Prices and Bank Risk-taking

10 Dec 2012 Conferences PDF 995KB
RBA Conference Volume 2012
https://www.rba.gov.au/publications/confs/2012/pdf/dellariccia.pdf