Search: Sub-prime mortgage
RBA Glossary definition for Sub-prime mortgage
Sub-prime mortgage – While there is no precise definition of sub-prime mortgages, in the United States, they are typically loans made to borrowers with impaired credit histories, which might include one or more payment defaults, a previous loan foreclosure, or bankruptcy.
Search Results
Discussion on Recent Developments in Federal Reserve System Liquidity and Reserve Operations | Conference – 2008
14 Jul 2008
Conferences
a certain extent, US sub-prime mortgages) differed significantly from that to the bank-sponsored programs (which were predominately of a classic structure relying on loan receivables).
https://www.rba.gov.au/publications/confs/2008/hilton-disc.html
Discussion on Innovation and Integration in Financial Markets and the Implications for Financial Stability | Conference – 2007
20 Aug 2007
Conferences
As a result, models which rely on the historical default and loss rates of residential mortgages held in portfolio may underestimate the losses that may arise for mortgage loans that have ... called sub-prime category.
https://www.rba.gov.au/publications/confs/2007/hamilton-jenkinson-penalver-disc.html
Change and Constancy in the Financial System: Implications for Financial Distress and Policy | Conference – 2007
20 Aug 2007
Conferences
And the recent signs of market strains in the case of the US sub-prime market attest to the potential losses involved. ... The wide dispersion of valuations of tranches of mortgage-backed securities exposed recently in connection with the strains at some
https://www.rba.gov.au/publications/confs/2007/borio.html
Recent Developments in Federal Reserve System Liquidity and Reserve Operations | Conference – 2008
14 Jul 2008
Conferences
In August 2007, a deteriorating US housing sector and increasing uncertainty about the value of sub-prime mortgages and other securitised assets triggered a sudden and dramatic increase in funding pressures ... In practice, these operations have been
https://www.rba.gov.au/publications/confs/2008/hilton.html
Innovation and Integration in Financial Markets and the Implications for Financial Stability | Conference – 2007
20 Aug 2007
Conferences
Now mortgage types include: repayment; endowment; pension; negatively-amortising; interest-only; and lifetime mortgages. ... the losses in the US sub-prime markets, demonstrates the importance of market liquidity and the scope for market adjustments to
https://www.rba.gov.au/publications/confs/2007/hamilton-jenkinson-penalver.html
Promoting Liquidity: Why and How? | Conference – 2008
14 Jul 2008
Conferences
Liquidity issues have also been at the forefront of concerns arising from the sub-prime problem in the United States. ... One example of a market in which low transaction transparency appears to have hampered liquidity is the market for Australian
https://www.rba.gov.au/publications/confs/2008/kearns-lowe.html
Determinants of Agricultural and Mineral Commodity Prices | Conference – 2009
17 Aug 2009
Conferences
But the sub-prime mortgage crisis hit the United States around August 2007.
https://www.rba.gov.au/publications/confs/2009/frankel-rose.html
Panel Discussion on Fifty Years of Monetary Policy: What Have We Learned? | Conference – 2010
9 Feb 2010
Conferences
The obvious answer is to use regulatory instruments, such as mortgage terms, and possibly countercyclical capital and maybe liquidity ratios. ... Simple prudential tools would have prevented sub-prime mortgages from coming into being and their derivative
https://www.rba.gov.au/publications/confs/2010/cagliarini-kent-stevens-disc.html
Table 1 in The Sub-prime Crisis: Causal Distortions and Regulatory Reform | Conference – 2008
14 Jul 2008
Conferences
RBA Annual Conference – 2008 The Sub-prime Crisis: Causal Distortions and Regulatory Reform.
https://www.rba.gov.au/publications/confs/2008/blundell-wignall-atkinson-table-1.html
The Evolving Structure of the Australian Financial System | Conference – 1996
9 Jul 1996
Conferences
There was some overlap with banking functions in the provision of mortgage lending by life offices, which helped to satisfy the demand for mortgages unmet by banks. ... The third and more recent example of specialist competition is the growth of mortgage
https://www.rba.gov.au/publications/confs/1996/edey-gray.html