Search: Sub-prime mortgage

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RBA Glossary definition for Sub-prime mortgage

Sub-prime mortgage – While there is no precise definition of sub-prime mortgages, in the United States, they are typically loans made to borrowers with impaired credit histories, which might include one or more payment defaults, a previous loan foreclosure, or bankruptcy.

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Boxes

22 Mar 2024 FSR
A number of Boxes on topics of special interest are published in the Financial Stabiilty Review. These boxes can be read as stand-alone documents or within the relevant Financial Stability Review.
https://www.rba.gov.au/publications/fsr/boxes.html

Discussion of The Australian Financial System in the 2000s: Dodging the Bullet

13 Dec 2011 Conferences PDF 276KB
RBA Conference Volume 2011
https://www.rba.gov.au/publications/confs/2011/pdf/davis-disc.pdf

The Australian Financial System in the 2000s: Dodging the Bullet

13 Dec 2011 Conferences PDF 1104KB
RBA Conference Volume 2011
https://www.rba.gov.au/publications/confs/2011/pdf/davis.pdf

Financial Stability Review - September 2011

22 Sep 2011 FSR - September 2011 PDF 1902KB
https://www.rba.gov.au/publications/fsr/2011/sep/pdf/0911.pdf

Financial Stability Review - September 2011

22 Sep 2011 FSR - September 2011 PDF 296KB
https://www.rba.gov.au/publications/fsr/2011/sep/pdf/house-bus-bal-sheet.pdf

Household and Business Balance Sheets

10 Sep 2011 FSR – September 2011
The near absence of sub-prime housing loans in Australia relative to the United States is one prominent example. ... Third, as noted above, a large share of mortgage borrowers in Australia make excess repayments.
https://www.rba.gov.au/publications/fsr/2011/sep/house-bus-bal-sheet.html

Financial Stability Review - September 2010

8 Oct 2010 FSR - September 2010 PDF 1064KB
https://www.rba.gov.au/publications/fsr/2010/sep/pdf/0910.pdf

Household and Business Balance Sheets

8 Oct 2010 FSR - September 2010 PDF 198KB
https://www.rba.gov.au/publications/fsr/2010/sep/pdf/house-bus-bal-sheet.pdf

Household and Business Balance Sheets

10 Sep 2010 FSR – September 2010
The availability of mortgages underwritten to laxer lending standards – such as low-documentation and non-conforming loans – has fallen with reduced competition in the mortgage market and restricted funding for securitisations. ... Securitised
https://www.rba.gov.au/publications/fsr/2010/sep/house-bus-bal-sheet.html

Reserve Bank of Australia 50th Anniversary Symposium

22 Jul 2010 Conferences PDF 3286KB
RBA Conference Volume 2010
https://www.rba.gov.au/publications/confs/2010/pdf/conf-vol-2010.pdf