Search: Sub-prime mortgage
RBA Glossary definition for Sub-prime mortgage
Sub-prime mortgage – While there is no precise definition of sub-prime mortgages, in the United States, they are typically loans made to borrowers with impaired credit histories, which might include one or more payment defaults, a previous loan foreclosure, or bankruptcy.
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Discussion of Change and Constancy in the Financial System: Implications for Financial Distress and Policy
20 Nov 2007
Conferences
PDF
58KB
RBA Conference Volume 2007
https://www.rba.gov.au/publications/confs/2007/pdf/borio-disc.pdf
The Unfolding Turmoil of 2007–2008: Lessons and Responses
22 Oct 2008
Conferences
PDF
158KB
RBA Conference Volume 2008
https://www.rba.gov.au/publications/confs/2008/pdf/cohen-remolona.pdf
The Importance of Financial Literacy
12 Sep 2008
Bulletin
PDF
48KB
Address by Mr Keith Hall, Assistant Governor (Banking and Payments), to the Conference on Deepening Financial Capacity in the Pacific Region, Sydney, 25 August 2008.
https://www.rba.gov.au/publications/bulletin/2008/sep/pdf/bu-0908-3.pdf
Discussion on The Australian Financial System in the 2000s: Dodging the Bullet | Conference – 2011
24 Jul 2000
Conferences
Lending standards in the United States, especially in sub-prime mortgages, evidently deteriorated markedly in the period leading up to the crisis. ... Because Australian mortgages tend to be written with variable rates, households rather than banks bear
https://www.rba.gov.au/publications/confs/2011/davis-disc.html
Lessons from the Financial Turmoil of 2007 and 2008
10 Oct 2008
Bulletin
– October 2008
with adverse news about the US sub-prime mortgage market gaining prominence in June and July 2007. ... They posit that these policy shifts drove the rise in sub-prime mortgage lending, from which the financial crisis stemmed.
https://www.rba.gov.au/publications/bulletin/2008/oct/1.html
Risk and the Transformation of the Australian Financial System | Conference – 2007
20 Aug 2007
Conferences
opposed to the underlying, predominantly offshore, funds); and the Australian single-manager funds tend to use global investment banks as their prime brokers. ... which account for only about 1 per cent of the stock of housing loans, the arrears rate is
https://www.rba.gov.au/publications/confs/2007/ryan-thompson.html
Introduction | Conference – 2008
14 Jul 2008
Conferences
with adverse news about the US sub-prime mortgage market gaining prominence in June and July 2007. ... They posit that these policy shifts drove the rise in sub-prime mortgage lending, from which the financial crisis stemmed.
https://www.rba.gov.au/publications/confs/2008/intro-2008.html
Financial Innovation: What Have We Learnt?
22 Oct 2008
Conferences
PDF
131KB
RBA Conference Volume 2008
https://www.rba.gov.au/publications/confs/2008/pdf/jenkinson-penalver-vause.pdf
The Impact of the Financial Crisis on the Bond Market
8 Jun 2010
Bulletin
PDF
237KB
Reserve Bank of Australia Bulletin June 2010
https://www.rba.gov.au/publications/bulletin/2010/jun/pdf/bu-0610-8.pdf
Statement to Parliamentary Committee
17 Sep 2007
Bulletin
PDF
42KB
Opening Remarks by the Governor in testimony to House of Representatives Standing Committee 17 August 2007
https://www.rba.gov.au/publications/bulletin/2007/sep/pdf/bu-0907-3.pdf