Search: Sub-prime mortgage
RBA Glossary definition for Sub-prime mortgage
Sub-prime mortgage – While there is no precise definition of sub-prime mortgages, in the United States, they are typically loans made to borrowers with impaired credit histories, which might include one or more payment defaults, a previous loan foreclosure, or bankruptcy.
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Discussion on The Australian Financial System in the 2000s: Dodging the Bullet | Conference – 2011
24 Jul 2000
Conferences
Lending standards in the United States, especially in sub-prime mortgages, evidently deteriorated markedly in the period leading up to the crisis. ... Because Australian mortgages tend to be written with variable rates, households rather than banks bear
https://www.rba.gov.au/publications/confs/2011/davis-disc.html
Risk and the Transformation of the Australian Financial System | Conference – 2007
20 Aug 2007
Conferences
opposed to the underlying, predominantly offshore, funds); and the Australian single-manager funds tend to use global investment banks as their prime brokers. ... which account for only about 1 per cent of the stock of housing loans, the arrears rate is
https://www.rba.gov.au/publications/confs/2007/ryan-thompson.html
Financial Innovation: What Have We Learnt?
22 Oct 2008
Conferences
PDF
131KB
RBA Conference Volume 2008
https://www.rba.gov.au/publications/confs/2008/pdf/jenkinson-penalver-vause.pdf
Introduction | Conference – 2008
14 Jul 2008
Conferences
with adverse news about the US sub-prime mortgage market gaining prominence in June and July 2007. ... They posit that these policy shifts drove the rise in sub-prime mortgage lending, from which the financial crisis stemmed.
https://www.rba.gov.au/publications/confs/2008/intro-2008.html
Discussion of The Australian Financial System in the 2000s: Dodging the Bullet
13 Dec 2011
Conferences
PDF
276KB
RBA Conference Volume 2011
https://www.rba.gov.au/publications/confs/2011/pdf/davis-disc.pdf
Introduction to Lessons from the Financial Turmoil of 2007 and 2008
22 Oct 2008
Conferences
PDF
83KB
RBA Conference Volume 2008
https://www.rba.gov.au/publications/confs/2008/pdf/intro-2008.pdf
The Australian Financial System in the 2000s: Dodging the Bullet | Conference – 2011
24 Jul 2000
Conferences
Fourth, securitisation grew rapidly up until the GFC, with both international and domestic demand then drying up such that the stock of residential mortgage-backed securities (RMBS) on issue fell (as ... It is also noticeable that other liabilities
https://www.rba.gov.au/publications/confs/2011/davis.html
Risk and the Transformation of the Australian Financial System
22 Nov 2007
Conferences
PDF
238KB
RBA Conference Volume 2007
https://www.rba.gov.au/publications/confs/2007/pdf/ryan-thompson.pdf
Introduction | Conference – 2007
20 Aug 2007
Conferences
A reminder of some of the uncertainties here was provided by the problems in the United States sub-prime mortgage market and the resulting turmoil in global financial markets that were ... In the market for housing loans, this has been spurred by the
https://www.rba.gov.au/publications/confs/2007/intro-2007.html
Discussion on The Unfolding Turmoil of 2007–2008: Lessons and Responses | Conference – 2008
20 Aug 2007
Conferences
As defaults on US sub-prime mortgages have risen, liquidity in global capital markets has become scarce. ... house price bubble in the United States, and the sub-prime mortgage problems were just one symptom of this much bigger concern.
https://www.rba.gov.au/publications/confs/2008/cohen-remolona-disc.html